Posts from author: Piotr Putyra
We have been recognized in the prestigious Chambers FinTech 2026 ranking!
Banking & Fintech

We have been recognized in the prestigious Chambers FinTech 2026 ranking!

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Senate proposes amendments to the Crypto-Assets Act
Banking & Fintech

Senate proposes amendments to the Crypto-Assets Act

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On September 26, 2025, the Polish Sejm passed the draft of Cryptoasset Market Act implementing the MiCA regulation. The Act provides for the cryptoasset market to be supervised by the Polish Financial Supervision Authority.
Banking & Fintech

Cryptoasset Market Act passed by the Sejm!

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Tax Changes 2026 - Key Information for Entrepreneurs
Tax customs & excise

Tax Changes 2026 – Key Information for Entrepreneurs

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Minimum Income Tax 2025 in Poland - payment deadline March 31st (7)
Tax customs & excise

Minimum income tax 2025 in Poland – payment deadline is March 31st

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Eeal estate tax: new rules in Poland from 2025
Real estate

Real estate tax: new rules in Poland from 2025

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Piotr Putyra took gold on IBJJF European Championship in Paris
Sports Law

Piotr Putyra took silver on IBJJF European Championship in Paris

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New organizational structure of Polish regulator KNF. Significant changes for AML and VASP
Banking & Fintech

Novel to Payment Services Act signed by the Polish President – significant changes on payment services market

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European Commission presented draft Payment Services Directive 3 (PSD3) and the Payment Services Regulation (PSR)
Banking & Fintech

Drafts: Payment Services Directive 3 (PSD3) and Payment Services Regulation (PSR)

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How UOKiK understands liability for unauthorized transactions
Banking & Fintech

How UOKiK understands liability for unauthorized transactions

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Dudkowiak Kopeć & Putyra included in the Polish Lendtech Map 2022!
Banking & Fintech

Dudkowiak Kopeć & Putyra included in the Polish Lendtech Map 2022!

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MiCA – EU Regulation on crypto assets preliminarily agreed
Banking & Fintech

MiCA – EU Regulation on crypto assets preliminarily agreed

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Kaspersky Lab software now blacklisted by KNF
Banking & Fintech

Kaspersky Lab software now blacklisted by KNF

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On 10th June 2022, the Polish Financial Supervision Authority (KNF) issued a communication on sanctions against Russia and Belarus and applying financial security measures under the Polish AML Act
Banking & Fintech

Do cryptocurrencies help circumvent sanctions against Russia? New KNF communication

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All payment services providers and e-money institutions to submit sanctions questionnaires to KNF
Banking & Fintech

All payment services providers and e-money institutions to submit sanctions questionnaires to KNF

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statistics
Banking & Fintech

New General Inspector for Financial Information reporting website

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Banking & Fintech

Polish telecoms to help fight phisihng in 2022

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Banking & Fintech

Bank profits in 2021 lower than before pandemic

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Banking & Fintech

National Bank of Poland adopted the National Cash Safety Strategy

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Immigration law

National Bank of Poland’s Payment System Council recommends the payment services laws to be significantly changed

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Immigration law

The Polish Parliament adopted the statutory guarantee of cash payments acceptance

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Banking & Fintech

ATM activity – will customers suffer from expensive security changes?

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Banking & Fintech

The Polish Parliament adopted the statutory guarantee of cash payments acceptance

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Banking & Fintech

The success of our law firm! We obtained the status of KIP (National Payment Institution) for the client in just over 12 months!

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Banking & Fintech

The regulatory loophole in the Payment Services Act – changes to arrive soon?

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Banking & Fintech

Polish Order to impact B2B cash payment limits

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Banking & Fintech

Card payment subscriptions – changes to happen soon

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Banking & Fintech

The NBP inspired statutory guarantee of cash payments acceptance now submitted to the Polish Parliament

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Immigration law

New KNF Guidelines on interest rate risk

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Immigration law

Methodology for evaluation of members of bodies in supervised entities – KNF introduced electronic forms

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Immigration law

National Bank of Poland working on a statutory guarantee of cash payments acceptance

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Banking & Fintech

SandboxDLT – blockchain test environment by KNF

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Banking & Fintech

European Commission’s brochure – new obligations of payment services providers

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Banking & Fintech

Methodology for evaluation of members of bodies in entities supervised by KNF

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Banking & Fintech

Cybersecurity of payment services – letter of KNF Chairman

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Banking & Fintech

National payment institutions – new regulation describing license motion documents

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Banking & Fintech

Final KNF guidelines on cryptocurrency

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Banking & Fintech

KNF Innovation Hub – PSD2 compliant testing environment now active

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Banking & Fintech

Direct Carrier Billing – new laws in the making

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Tax customs & excise

The Ministry of Finance plans to introduce the Financial Information System

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Banking & Fintech

Wearables – how often do we have to enter a PIN?

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Banking & Fintech

Major incident reporting under PSD2 – EBA consultations until 14 December 2020

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Banking & Fintech

Small payment institutions and international transactions – KNF interpretation after 2 years

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Administrative law

Draft novel to the Polish Cybersecurity Act

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Banking & Fintech

KNF publishes the supervision costs for PSP | EMI | SKOK

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Verification - KYC
Banking & Fintech

PCI Council confirms – PIN authorization to be allowed on soft POS in 2021

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Immigration law

New KNF draft Guidelines on cryptocurrency

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Immigration law

AML/CFT – is e-learning enough to comply with training obligations?

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Immigration law

KNF Guidelines – data required by Banks from payment services providers

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Immigration law

AML – customer definition extended

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Immigration law

Electronic invoices to arrive in 2021

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Immigration law

Electronic receipt almost as good as paper ones

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Immigration law

Temporary Trusted Profile – the Ministry’s reaction COVID-19

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Immigration law

Cloud computing data processing – KNF moves the deadline because of COVID-19

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Immigration law

PIN on Mobile technology – pilot implemented in Poland

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Immigration law

COVID-19 Special Act – significant changes on the consumer loans market

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Immigration law

100 PLN limit for VISA contactless payments

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Immigration law

New President of UOKiK

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Immigration law

Cloud computing data processing – KNF guidelines for supervised entities

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Immigration law

Small payment institution – Government to introduce heavier regulation

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Immigration law

Card payments do not fall within the white list regulation

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Immigration law

The PCI Council has published security standards for soft POS

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Immigration law

ZUS / social security contributions – can they be paid with a card?

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Immigration law

Soft POS vs strong customer authentication problems

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Immigration law

Can payment card transaction be a fiscal fraud? Split payment in practice

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Immigration law

PKO BP introduces e-Identity | Simplified access to online public services

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Immigration law

KNF position on the EBA guidelines on outsourcing of payment services

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Immigration law

KNF and KIR team up to develop blockchain in Poland

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Immigration law

Strong customer authentication – phishing increase predicted by KNF

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Immigration law

Governmental draft novel to the Polish AML Act

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Immigration law

National risk assessment – should your company implement it?

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Immigration law

Strong customer authentication – KNF allows transition period after 14th of september 2019

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Immigration law

Central Register of Beneficial Owners – additional obligations from October 2019

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Immigration law

National risk assessment – can payment institutions provide cryptocurrency exchange?

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Immigration law

Contactless card payments – PIN required?

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Immigration law

Anti-usury law – will it restore the “grey economy zone” on the payday loans market?

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Immigration law

Video verification of a customer – Polish regulator KNF announces market audit of supervised entities

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Companies & corporate law

Video verification of a customer – Polish regulator KNF announces market audit of supervised entities

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Immigration law

Sanctions for not submitting financial statements – limited liability company and joint stock company

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Immigration law

New reporting obligations for foreign investment firms operating in Poland

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Immigration law

The EBA launched a general European register of payment services providers (PDS2)

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Immigration law

First e-money institution, i.e. blockchain in the Polish practise of KNF

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Immigration law

Does non-face-to-face onboarding always mean a high money laundering / terrorism financing risk?

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Immigration law

No-deal Brexit i.e. how a British payment services provider can operate in Poland

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Companies & corporate law

The new method of authorization, that is contactless payments without value limits

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Companies & corporate law

Wider access and easements for FinTech in Japan

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Banking & Fintech

Changes in fees for foreign transfers

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Immigration law

New consumer loan anti-usury laws

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Immigration law

Act on electronic invoicing in public procurement, concessions for construction works or services and public-private partnership of 9th of November 2018.

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Banking & Fintech

New increased limit of contactless payments

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Banking & Fintech

Influence of the GDPR on the consumer’s credit market

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Centrum Warszawy z lotu ptaka.
Regulatory

Brexit and passporting buisness activities of the national payment institution to Great Britain – January 2019 update

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Centrum Warszawy z lotu ptaka.
Contracts

Act on electricity prices

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Centrum Warszawy z lotu ptaka.
Industries

Expected changes in the FinTech market regulation

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Centrum Warszawy z lotu ptaka.
Regulatory

Are cryptocurrency platforms lawful in Poland?

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Centrum Warszawy z lotu ptaka.
Regulatory

Application for issuance of a license of a national payment institution – after 6 months the scope of required documents was given

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Centrum Warszawy z lotu ptaka.
Contracts

Assessment of money laundering risk – obligated institutions must fulfill this obligation until January 13, 2019

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Centrum Warszawy z lotu ptaka.
Banking & Fintech

AML / CFT – KNF primarily controls payment institutions

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Centrum Warszawy z lotu ptaka.
Regulatory

Brexit and passporting the activities of the national payment institution to Great Britain

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Centrum Warszawy z lotu ptaka.
Immigration law

UOKiK controls the payday loans market again

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Centrum Warszawy z lotu ptaka.
IT / e-commerce

Register of small payment institutions

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Centrum Warszawy z lotu ptaka.
Regulatory

National payment institutions (KIP) – late or incorrect reauthorization as a real risk of losing the KIP license

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Centrum Warszawy z lotu ptaka.
Immigration law

Starting from June 1, 2019, the the law on so-called payment bottlenecks is to enter into force in the event of its adoption by the parliament

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Centrum Warszawy z lotu ptaka.
Tax customs & excise

Taxation on Cryptocurrencies in Poland – new regulations

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Centrum Warszawy z lotu ptaka.
Immigration law

New rules on the criminal liability of companies

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Centrum Warszawy z lotu ptaka.
Tax customs & excise

Amendments to tax law in Poland

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Centrum Warszawy z lotu ptaka.
Regulatory

Reauthorization of payments institutions in Poland

przejdź do case study:
Centrum Warszawy z lotu ptaka.
Banking & Fintech

Implementation of PSD2 Directive in Poland

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Centrum Warszawy z lotu ptaka.
Companies & corporate law

Simple JSC is Poland

przejdź do case study:
Centrum Warszawy z lotu ptaka.
Banking & Fintech

Small Payment Institution in Poland

przejdź do case study:
Centrum Warszawy z lotu ptaka.
Immigration law

New Act on counteracting money laundering and terrorist financing

przejdź do case study:
Centrum Warszawy z lotu ptaka.
Tax customs & excise

Split payment of VAT in Poland

przejdź do case study:
Centrum Warszawy z lotu ptaka.
Banking & Fintech

Global MasterCard license for one of our Clients

przejdź do case study:
Centrum Warszawy z lotu ptaka.
Tax customs & excise

Taxation of Cryptocurrencies in Poland

przejdź do case study:
Centrum Warszawy z lotu ptaka.
Consumer protection

Loan companies to pay over pln 1.65 million in fines in Poland

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