On November 25th, 2020 KNF announced that the PSD2 compliant testing environment is now open for both regulated and non-regulated entities/startups. The new device forms a part of the Innovation Hub Program started by KNF in October 2018.
The new device is described as a Virtual Sandbox, which is a test environment that allows participants to simulate banking operations and test solutions based on the Open API interface, compliant with the Polish API standard and with the PSD2 Directive. Virtual Sandbox allows simulating basic new PSD2 payment services: PIS, AIS, and CAF. What’s crucial, TPP license is not required, whereas the Sandbox itself is made available free of charge.
To participate in the Innovation Hub Program and test their planned services, interested entities should submit an application through a form made available at KNF’s website. Standard access is 90 days, potentially to be extended.