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		<lastmod>2026-04-13T10:34:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/gross-negligence-of-a-carrier-supreme-court-judgment-redefines-standards-in-the-tsl-sector/</loc>
		<lastmod>2026-04-09T09:07:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/sme-fund-2026-funding-for-eu-national-and-international-ip-filings/</loc>
		<lastmod>2026-04-09T09:15:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/is-this-the-end-of-b2b-contracts-president-signs-new-law-it-sector-at-risk/</loc>
		<lastmod>2026-04-08T10:27:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/supreme-court-filing-for-a-declaration-of-inheritance-acquisition-interrupts-the-limitation-period/</loc>
		<lastmod>2026-04-07T11:14:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-sent-obligations-for-clothing-and-footwear-transport-effective-from-17-march-2026/</loc>
		<lastmod>2026-04-03T13:24:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/on-call-duty-2026-how-to-properly-regulate-employees-and-b2b/</loc>
		<lastmod>2026-04-01T12:56:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/recent-changes-to-labor-laws/</loc>
		<lastmod>2026-04-01T10:37:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/the-end-of-b2b-new-pip-powers-and-it-risks/</loc>
		<lastmod>2026-04-01T12:41:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-rules-on-land-and-mortgage-registers-from-31-march-2026-electronic-documents-with-the-legal-effect-of-court-issued-documents/</loc>
		<lastmod>2026-03-30T16:32:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/landmark-supreme-administrative-court-nsa-ruling-obligation-to-transcribe-foreign-same-sex-marriage-certificates/</loc>
		<lastmod>2026-03-27T19:06:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/micar-esma-finds-casp-model-based-exclusively-on-fiat-payouts-non-compliant-with-the-regulation/</loc>
		<lastmod>2026-03-27T15:42:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/fatf-report-on-stablecoins-and-self-hosted-wallets-new-regulatory-challenges-for-the-crypto-asset-market/</loc>
		<lastmod>2026-03-27T15:37:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/mica-capital-requirements-for-casps-esma-clarifies-calculation-rules/</loc>
		<lastmod>2026-03-25T11:28:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/first-crypto-asset-etps-debut-on-the-warsaw-stock-exchange-wse/</loc>
		<lastmod>2026-03-24T15:44:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/president-signs-new-amendment-payment-systems-open-to-fintechs-in-just-14-days/</loc>
		<lastmod>2026-03-17T19:58:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/dac8-new-crypto-asset-reporting-obligations-alongside-giif-reporting/</loc>
		<lastmod>2026-03-24T15:43:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/poland-introduces-ban-on-disposable-e-cigarettes/</loc>
		<lastmod>2026-04-03T10:52:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/occps-new-powers-in-the-fight-against-online-fraud-implications-for-the-fintech-market/</loc>
		<lastmod>2026-03-19T10:51:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/fatf-on-cyber-enabled-fraud-new-aml-cft-priorities-and-virtual-asset-risks/</loc>
		<lastmod>2026-03-19T10:50:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/president-signs-law-phasing-out-the-ukrainian-special-act-temporary-protection-extended-until-2027/</loc>
		<lastmod>2026-03-09T14:44:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/dudkowiak-putyra-at-drone-world-expo-2026/</loc>
		<lastmod>2026-03-24T09:07:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/air-traffic-control-decisions-and-eu261-compensation-when-is-the-carrier-exempt-from-liability/</loc>
		<lastmod>2026-03-06T12:07:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/polish-parliament-adopts-act-simplifying-trade-in-strategic-goods/</loc>
		<lastmod>2026-03-04T11:13:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/mandatory-mediation-in-construction-disputes-amendments-to-the-civil-procedure-code-effective-from-1-march-2026/</loc>
		<lastmod>2026-02-27T16:03:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/direct-access-for-fintechs-what-polands-new-payment-systems-amendment-means-for-your-business/</loc>
		<lastmod>2026-02-26T09:06:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/moneyval-report-on-crypto-assets-regulatory-implications-for-vasps-and-casps-in-poland/</loc>
		<lastmod>2026-02-27T17:37:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/amendment-of-investment-fund-regulations-ud356-etfs-in-the-ucits-formula-and-a-new-kfi-vehicle-for-the-private-equity-market/</loc>
		<lastmod>2026-02-27T18:49:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/digital-euro-and-the-risk-of-legislative-delays-ecb-warns-of-growing-dependence-on-big-tech-and-international-card-schemes/</loc>
		<lastmod>2026-02-27T15:37:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/eba-on-the-end-of-the-psd2-mica-transitional-period-what-will-change-after-2-march-2026/</loc>
		<lastmod>2026-02-17T10:32:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/the-act-on-the-crypto-assets-market-vetoed-again-will-poland-be-ready-with-casp-licences-before-1-july-2026/</loc>
		<lastmod>2026-02-16T07:53:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/eu-india-trade-agreement-after-the-conclusion-of-negotiationscustoms-duties-and-fiscal-implications-in-trade/</loc>
		<lastmod>2026-02-17T12:30:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/uknf-position-on-mica-legal-status-of-the-crypto-asset-market-in-poland/</loc>
		<lastmod>2026-02-11T10:24:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/giif-and-knf-strengthen-cooperation-in-the-area-of-aml-information-sharing-agreement-signed/</loc>
		<lastmod>2026-02-12T14:51:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/amendment-to-the-consumer-credit-act-and-the-fintech-sector-a-regulatory-and-compliance-perspective/</loc>
		<lastmod>2026-03-06T10:34:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-rules-for-determining-length-of-service/</loc>
		<lastmod>2026-02-12T14:43:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/legalisation-of-employment-of-foreign-nationals-draft-regulation-of-the-ministry-of-family-labour-and-social-policy-covers-329-professions/</loc>
		<lastmod>2026-02-11T14:33:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/pay-transparency-in-poland-new-obligations-for-employers/</loc>
		<lastmod>2026-02-12T14:44:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-developments-in-immigration-law-mos-2-0-the-cukr-residence-card-and-the-amendment-to-the-act-on-foreigners/</loc>
		<lastmod>2026-02-10T12:29:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/polish-citizenship-key-amendments-to-the-regulations/</loc>
		<lastmod>2026-02-10T11:25:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/game-changer-for-fintechs-direct-access-to-elixir-and-sorbnet3-for-non-bank-payment-institutions/</loc>
		<lastmod>2026-01-29T11:35:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/aleksandra-walas-earns-the-cia-certification-strengthening-our-aml-and-fintech-capabilities/</loc>
		<lastmod>2026-01-27T11:22:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/the-crypto-assets-market-act-returns-to-the-president/</loc>
		<lastmod>2026-01-27T16:05:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/dac8-new-tax-obligations-for-casps-from-2026-and-automatic-transaction-blocking-after-60-days/</loc>
		<lastmod>2026-01-28T12:30:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/esma-on-the-execution-of-orders-outside-authorised-trading-platforms-implications-for-crypto-asset-service-providers/</loc>
		<lastmod>2026-01-28T10:52:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/uknf-on-insider-lists-recommendations-concerning-mar-and-digitization-of-compliance/</loc>
		<lastmod>2026-01-28T10:52:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/polish-financial-supervision-authority-intensifies-supervision-over-small-payment-institutions-spi/</loc>
		<lastmod>2026-01-28T10:51:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/crypto-assets-under-regulatory-scrutiny-key-focus-areas-for-prospective-casps/</loc>
		<lastmod>2026-01-28T10:49:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/uk-fcas-new-cryptoasset-regulation-proposals-key-points-and-comparison-with-mica/</loc>
		<lastmod>2026-01-28T10:54:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/compensation-for-delayed-flights-groundbreaking-eu-law-reform-coming-in-2026/</loc>
		<lastmod>2026-01-29T11:07:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/company-law-in-poland-what-may-change-in-2026/</loc>
		<lastmod>2026-01-28T09:14:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/ai-act-2026-new-responsibilities-for-high-risk-ai-time-to-prepare/</loc>
		<lastmod>2026-01-28T09:12:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/changes-to-vat-from-2026-what-do-they-mean-for-businesses/</loc>
		<lastmod>2026-01-28T09:11:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/do-you-operate-in-the-eu-2026-will-bring-new-regulations-on-cybersecurity-ecology-and-exports/</loc>
		<lastmod>2026-01-28T09:08:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/the-most-important-changes-in-imigration-law-in-poland/</loc>
		<lastmod>2026-01-28T09:06:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/the-polish-financial-supervision-authority-report-on-payment-institutions-in-the-first-half-of-2025/</loc>
		<lastmod>2026-01-16T15:34:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-eba-report-on-psd2-licensing-what-does-it-mean-for-payment-institutions-and-the-polish-financial-supervision-authority/</loc>
		<lastmod>2026-01-07T12:16:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/uknf-supervisory-priorities-for-2026-key-obligations-of-mip-and-kip-in-the-area-of-user-fund-protection/</loc>
		<lastmod>2026-01-07T12:15:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/esma-has-published-its-second-report-on-sanctions-imposed-by-member-state-supervisory-authorities/</loc>
		<lastmod>2025-12-30T13:28:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/deferred-payments-bnpl-under-control-new-regulations-coming-in-2026/</loc>
		<lastmod>2025-12-30T13:24:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/the-closure-of-cryptomixer-io-what-it-means-for-aml-in-crypto-fintech/</loc>
		<lastmod>2025-12-30T09:03:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/digital-omnibus-eu-simplifies-gdpr-ai-and-cookie-regulations/</loc>
		<lastmod>2025-12-30T08:57:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/esma-to-investigate-conflicts-of-interest-in-the-distribution-of-investment-products-joint-supervisory-action/</loc>
		<lastmod>2025-12-30T08:51:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/the-ecb-on-stablecoins-risks-mica-regulations-and-opportunities-for-the-euro-market/</loc>
		<lastmod>2025-12-30T08:47:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/uknf-announces-supervisory-priorities-for-2026-what-lies-ahead-for-the-financial-sector/</loc>
		<lastmod>2025-12-30T08:39:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/electronic-power-of-attorney-in-civil-proceedings-from-2026/</loc>
		<lastmod>2025-12-23T11:36:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/what-will-change-in-the-polish-law-in-2026/</loc>
		<lastmod>2025-12-23T11:37:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/psd3-and-psr-new-regulatory-framework-for-payment-institutions-and-electronic-money-from-2026/</loc>
		<lastmod>2025-12-23T11:38:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/inheritance-law-2026-key-changes-in-taxes-wills-and-medical-powers-of-attorney/</loc>
		<lastmod>2025-12-23T11:40:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/instant-transfers-in-euros-from-2026-new-obligations-for-banks-and-fintech-companies/</loc>
		<lastmod>2025-12-16T15:29:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-draft-legislation-implementing-micar-published/</loc>
		<lastmod>2025-12-15T17:21:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/we-have-been-recognized-in-the-prestigious-chambers-fintech-2026-ranking/</loc>
		<lastmod>2025-12-05T17:21:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/polish-citizenship-by-descent-and-the-exclusive-citizenship-act-2025-analysis-of-changes-and-legal-implications/</loc>
		<lastmod>2025-12-04T13:31:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/bankruptcy-of-cinkciarz-pl-filing-claims-after-the-deadline/</loc>
		<lastmod>2025-12-03T11:51:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/polands-crypto-regulation-delayed-what-the-presidential-veto-means-for-casps/</loc>
		<lastmod>2025-12-03T08:08:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/eu-reaches-agreement-on-psr-and-psd3/</loc>
		<lastmod>2025-12-03T08:04:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/landmark-cjeu-ruling-poland-obliged-to-recognise-same-sex-marriages-from-other-eu-states/</loc>
		<lastmod>2025-11-28T08:38:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/eba-examines-white-labelling-a-new-report-from-the-banking-supervisor/</loc>
		<lastmod>2025-11-27T10:17:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/esas-publish-the-first-list-of-critical-ict-third-party-providers-under-dora/</loc>
		<lastmod>2025-11-26T14:03:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/eba-publishes-guidelines-on-environmental-scenario-analysis/</loc>
		<lastmod>2025-11-27T09:59:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/crypto-services-demystified-esma-explains-exchange-transmission-execution/</loc>
		<lastmod>2025-11-26T12:01:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/coinbase-europe-hit-with-e21-5m-fine-key-lessons-for-crypto-fintechs/</loc>
		<lastmod>2025-11-26T11:21:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/ecb-accelerates-work-on-the-digital-euro-pilot-programme-planned-for-2027/</loc>
		<lastmod>2025-11-24T08:39:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/sejm-adopts-selected-senate-amendments-to-the-polish-crypto-asset-market-bill/</loc>
		<lastmod>2025-11-25T12:06:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/a-new-path-to-polish-citizenship-the-ministry-of-internal-affairs-and-administration-changes-the-rules/</loc>
		<lastmod>2025-11-07T17:59:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/court-declares-bankruptcy-of-cinkciarz-pl-whats-next/</loc>
		<lastmod>2025-11-04T15:05:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/remote-inspections-are-coming-pip-inspections-without-visiting-the-workplace/</loc>
		<lastmod>2025-11-07T17:49:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/sejm-has-approved-the-digitization-of-temporary-residence-applications-e-applications-and-a-new-form-for-residence-permits-in-poland/</loc>
		<lastmod>2025-11-07T17:45:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/joint-warning-by-european-supervisory-authorities-on-crypto-assets/</loc>
		<lastmod>2025-11-05T09:08:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/esma-clarifies-white-paper-obligations-for-crypto-assets-admitted-to-trading-prior-to-the-entry-into-application-of-micar/</loc>
		<lastmod>2025-10-28T15:15:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/esma-weekly-reporting-of-positions-in-commodity-derivatives/</loc>
		<lastmod>2025-10-23T13:10:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/equal-pay-delay-in-legislative-work-what-does-this-mean-for-employers/</loc>
		<lastmod>2025-10-22T14:23:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/a-new-era-of-public-payments-the-epayments-bill-to-expand-the-capabilities-of-mobywatel/</loc>
		<lastmod>2025-10-22T09:53:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-delegated-regulation-on-rts-regulations-in-liquidity-management-policy-under-mica/</loc>
		<lastmod>2025-10-20T11:35:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/senate-proposes-amendments-to-the-crypto-assets-act/</loc>
		<lastmod>2025-10-29T13:45:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/ip-enforcement-in-the-eu-how-customs-actions-protect-brands-and-markets/</loc>
		<lastmod>2025-10-13T12:30:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/choosing-applicable-inheritance-law-in-a-will-landmark-ruling-for-foreign-nationals-in-poland/</loc>
		<lastmod>2025-10-08T11:10:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/upcoming-legislative-changes-state-labour-inspectorate-pip-with-the-authority-to-change-b2b-contracts-into-employment/</loc>
		<lastmod>2025-10-08T08:57:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/an-opportunity-for-green-energy-development-in-poland-new-regulations-on-biogas-and-biomethane/</loc>
		<lastmod>2025-10-07T12:33:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/deregulation-of-the-energy-sector-in-poland-latest-initiatives-and-legislative-directions/</loc>
		<lastmod>2025-10-07T12:18:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/cryptoasset-market-act-passed-by-the-sejm/</loc>
		<lastmod>2025-09-26T15:42:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/our-experts-at-new-mobility-congress-2025-black-mass-hydrogen-and-the-law/</loc>
		<lastmod>2025-09-24T11:50:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/crypto-asset-market-act-publication-of-the-first-proposed-amendments-to-the-draft-act/</loc>
		<lastmod>2025-09-26T15:57:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/tax-on-income-shifting-tax-explanation-from-the-ministry-of-finance/</loc>
		<lastmod>2025-09-25T08:05:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/interpretation-of-the-proposed-supervisory-fees-for-the-crypto-asset-market-position-of-the-polish-financial-supervision-authority/</loc>
		<lastmod>2025-09-24T15:01:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/whats-next-for-the-crypto-asset-market-act-first-meeting-of-the-subcommittee-on-financial-institutions-after-the-summer-break/</loc>
		<lastmod>2025-09-17T07:16:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/polands-new-deposit-return-system-drs-vat-rules-in-a-nutshell/</loc>
		<lastmod>2025-09-22T07:56:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/suptech-is-changing-aml-supervision-key-takeaways-from-the-eba-report/</loc>
		<lastmod>2025-09-19T11:30:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/loan-fund-as-a-new-type-of-closed-end-investment-fund-draft-amendments-to-the-investment-funds-act/</loc>
		<lastmod>2025-09-19T11:29:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-eu-regulatory-for-supervising-the-crypto-asset-market-standardization-of-rules-for-detecting-and-preventing-market-abuse/</loc>
		<lastmod>2025-09-19T11:23:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/constant-surveillance-of-foreign-investments-in-poland-what-are-the-new-obligations-for-investors/</loc>
		<lastmod>2025-09-19T11:26:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/simplifying-the-sale-of-inherited-wealth-changes-to-inheritance-and-gift-tax/</loc>
		<lastmod>2025-09-18T14:46:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/between-gratitude-and-the-law-when-can-a-donation-revert-to-the-donor/</loc>
		<lastmod>2025-09-18T09:36:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/another-government-draft-amendment-to-the-act-on-assistance-to-citizens-of-ukraine/</loc>
		<lastmod>2025-09-16T08:04:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/the-presidents-veto-and-the-employment-of-foreigners-employers-obligations-toward-ukrainian-citizens/</loc>
		<lastmod>2025-09-16T08:14:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/accrued-annual-leave-and-labor-law-what-risks-do-employers-face-after-september-30-2025/</loc>
		<lastmod>2025-09-16T08:20:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/amendment-to-seniority-rules-approaching-guidance-for-hr-departments/</loc>
		<lastmod>2025-09-16T08:26:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/travel-rule-in-practice-giif-training-for-vasps/</loc>
		<lastmod>2025-08-28T14:28:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/how-will-the-ai-act-alter-the-landscape-for-fintechs-key-requirements-and-penalties/</loc>
		<lastmod>2025-08-28T14:23:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/esma-clarifies-requirements-for-crypto-service-providers-what-do-the-final-guidelines-mean-for-the-market/</loc>
		<lastmod>2025-08-28T14:06:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/july-esma-qa-session-on-micar/</loc>
		<lastmod>2025-08-27T12:21:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/aml-cft-training-for-vasps-by-the-giif/</loc>
		<lastmod>2025-08-28T13:57:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-rules-of-the-game-in-the-payments-sector-what-will-psd3-and-psr-bring/</loc>
		<lastmod>2025-08-28T13:42:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/tax-changes-2026-key-information-for-entrepreneurs/</loc>
		<lastmod>2025-08-13T09:14:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/battery-energy-storage-in-poland-legal-requirements-and-investment-risks-in-2025/</loc>
		<lastmod>2025-08-12T13:26:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/crypto-asset-bill-heads-to-public-finance-committee</loc>
		<lastmod>2025-08-22T12:03:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-tobacco-regulation-in-poland-international-sale-of-nicotine-pouches-abandoned</loc>
		<lastmod>2025-08-07T07:26:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/eu-strengthens-anti-money-laundering-supervision-amla-signs-cooperation-agreement-with-european-supervisory-authorities/</loc>
		<lastmod>2025-07-29T13:50:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/deregulation-of-the-act-on-investment-funds-and-management-of-alternative-investment-funds-what-will-change/</loc>
		<lastmod>2025-07-29T12:40:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/esmas-june-qa-session-on-micar/</loc>
		<lastmod>2025-07-29T13:30:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-liquidity-management-requirements-for-art-and-emt-issuers/</loc>
		<lastmod>2025-07-29T13:34:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-obligations-for-the-financial-sector-rts-on-ict-subcontracting-have-entered-into-force/</loc>
		<lastmod>2025-07-29T13:29:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-eba-guidelines-what-every-financial-institution-should-know-about-working-with-third-party-providers/</loc>
		<lastmod>2025-07-29T09:45:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/esma-tightens-supervision-of-the-crypto-asset-market-new-mica-standards/</loc>
		<lastmod>2025-07-28T14:33:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/hiring-foreign-workers-in-poland-a-new-legal-obligation-takes-effect-in-august/</loc>
		<lastmod>2025-07-10T12:18:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-language-requirements-for-foreigners-from-july-12025-post-secondary-school-certificates-will-no-longer-be-sufficient/</loc>
		<lastmod>2025-07-10T07:54:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/four-day-working-week-a-groundbreaking-opportunity-for-companies-government-pilot-program-with-subsidies-of-up-to-pln-1-million-is-launched/</loc>
		<lastmod>2025-07-08T12:51:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/conotoxia-the-prosecutions-next-steps-and-new-findings/</loc>
		<lastmod>2025-07-07T10:47:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/a-pay-revolution-is-coming-employers-prepare-for-new-changes-and-obligations/</loc>
		<lastmod>2025-07-04T14:28:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/how-to-adapt-a-website-to-the-requirements-of-the-act-on-the-accessibility-of-products-and-services-in-the-e-commerce-sector/</loc>
		<lastmod>2025-07-04T09:11:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/our-law-firm-acts-in-anti-dumping-proceedings-before-the-european-commission/</loc>
		<lastmod>2025-06-30T20:49:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/crypto-asset-market-bill-heads-to-parliament/</loc>
		<lastmod>2025-06-27T15:15:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/polish-financial-supervision-authority-proposes-simplifications-in-acquiring-financial-instruments-key-changes-for-issuers-and-investment-firms/</loc>
		<lastmod>2025-06-24T13:13:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/fewer-regulatory-obligations-for-smallest-financial-entities-knf-proposes-changes-to-dora/</loc>
		<lastmod>2025-06-24T13:32:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-fatf-guidelines-recommendation-16-as-revised-what-does-this-mean-for-the-financial-industry/</loc>
		<lastmod>2025-06-24T13:37:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-eba-opinion-when-do-cryptoasset-services-qualify-as-payment-services/</loc>
		<lastmod>2025-06-24T13:44:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-obligations-from-june-2025-do-your-financial-services-meet-accessibility-requirements/</loc>
		<lastmod>2025-06-24T13:45:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/pfsa-and-the-polish-ministry-of-finance-propose-simplified-esg-reporting-one-plan-instead-of-three/</loc>
		<lastmod>2025-06-23T14:20:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-mica-standards-for-asset-referenced-tokens-what-polish-businesses-need-to-know/</loc>
		<lastmod>2025-06-24T10:41:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/revolution-in-polish-labor-law-new-rules-for-calculating-employees-seniority-and-leave-entitlements/</loc>
		<lastmod>2025-06-13T13:12:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/unjustified-removal-of-mips-from-the-knf-register-our-law-firms-prompt-intervention-prevented-serious-consequences/</loc>
		<lastmod>2025-06-06T14:06:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/are-you-sure-youre-hiring-foreigners-legally-new-rules-apply-from-june-1/</loc>
		<lastmod>2025-08-13T08:55:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/nicotine-pouches-in-poland-2025-legal-framework-tax-and-upcoming-restrictions/</loc>
		<lastmod>2025-08-13T09:19:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/attention-employers-new-labor-law-regulations-are-now-in-force/</loc>
		<lastmod>2025-06-02T12:36:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/crypto-tax-in-poland-2025-guide/</loc>
		<lastmod>2025-05-30T08:58:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/pnr-regulation-in-poland-updated-2025/</loc>
		<lastmod>2025-05-30T11:38:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/battery-due-diligence-probably-postponed-to-2027-european-commission-reschedules-key-deadlines/</loc>
		<lastmod>2025-05-23T15:34:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/knf-removes-24-entities-from-the-register-of-payment-service-providers-make-sure-your-business-is-compliant/</loc>
		<lastmod>2025-05-26T14:19:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/polish-government-has-passed-a-bill-on-digital-resilience-of-the-financial-sector-and-eugb-green-bonds/</loc>
		<lastmod>2025-05-26T13:46:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/how-does-esma-plan-to-combat-market-abuse-in-the-crypto-asset-market/</loc>
		<lastmod>2025-05-26T08:33:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-esma-guidelines-check-when-crypto-assets-can-be-considered-financial-instruments/</loc>
		<lastmod>2025-05-26T08:19:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-draft-of-polish-act-on-cryptoassets-market/</loc>
		<lastmod>2025-05-21T10:51:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-eu-regulations-european-commission-adopts-technical-standards-on-preventing-market-abuse-in-crypto-assets/</loc>
		<lastmod>2025-05-26T07:59:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/blockchain-and-gdpr-what-do-the-new-edpb-guidelines-say/</loc>
		<lastmod>2025-05-22T08:05:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-accessibility-obligations-for-business-effective-from-28-june-2025/</loc>
		<lastmod>2025-05-22T07:58:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/financial-satements-for-2024-what-are-the-consequences-of-missing-the-deadline/</loc>
		<lastmod>2025-05-22T07:38:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/citizenship-only-after-15-years/</loc>
		<lastmod>2025-08-22T18:41:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/influencer-and-instagram-business-taxes-in-poland/</loc>
		<lastmod>2025-06-03T07:59:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/onlyfans-in-poland-legality-taxation-and-business-setup/</loc>
		<lastmod>2025-06-03T07:27:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/conotoxia-and-cinkciarz-pl-financial-scandal-continues-licence-revoked-charges-and-bankruptcy/</loc>
		<lastmod>2025-05-09T10:14:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/trademarks-and-designer-names-when-can-trademark-protection-expire/</loc>
		<lastmod>2025-05-12T14:37:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/sale-of-real-estate-without-vat-check-when-the-exemption-does-not-apply-important-ruling-of-the-supreme-administrative-court/</loc>
		<lastmod>2025-05-09T09:04:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/important-changes-to-the-polish-aml-act/</loc>
		<lastmod>2025-04-29T07:52:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-aml-regulations-to-guard-against-the-funding-of-weapons-of-mass-destruction/</loc>
		<lastmod>2025-04-25T11:34:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/commission-delegated-regulation-eu-2025-414-applies-are-you-aware-of-the-new-disclosure-obligations-for-investors-in-the-crypto-asset-sector/</loc>
		<lastmod>2025-04-25T09:49:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-standards-for-art-and-emt-are-now-in-force-make-sure-you-comply-with-the-requirements/</loc>
		<lastmod>2025-04-29T07:50:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/running-an-online-currency-exchange-big-changes-are-coming-your-way/</loc>
		<lastmod>2025-04-25T07:33:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/european-commission-unveils-ai-continent-action-plan/</loc>
		<lastmod>2025-04-24T07:08:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/the-first-deregulation-package-important-changes-for-entrepreneurs-in-2025/</loc>
		<lastmod>2025-04-14T11:26:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/do-you-employ-foreigners-in-poland-new-obligations-await-you-from-may-1st/</loc>
		<lastmod>2025-04-24T07:09:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/whistleblowing-and-the-employers-criminal-liability-for-retaliatory-actions/</loc>
		<lastmod>2025-04-25T07:19:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/nsa-confirms-bank-may-not-process-data-of-former-customers-who-are-in-arrears-without-a-legal-basis/</loc>
		<lastmod>2025-04-11T08:01:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/supplementary-maternity-leave-for-parents-of-premature-babies-and-hospitalized-children-has-come-into-force-check-out-what-has-changed/</loc>
		<lastmod>2025-04-10T10:45:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/beware-of-fake-emails-impersonating-our-law-firm/</loc>
		<lastmod>2025-03-28T11:19:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/significant-amendments-to-polands-draft-cryptoassets-market-act/</loc>
		<lastmod>2025-03-26T14:13:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-rules-for-cooperation-with-ict-providers-what-changes-with-the-european-commissions-decision/</loc>
		<lastmod>2025-03-26T11:39:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/esmas-new-guidelines-for-crypto-asset-transfer-find-out-what-is-changing/</loc>
		<lastmod>2025-03-26T11:17:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/esma-publishes-draft-guidelines-new-knowledge-and-competence-standards-for-the-crypto-sector/</loc>
		<lastmod>2025-03-26T10:56:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/the-first-fatf-plenary-meeting-in-2025-which-countries-have-been-placed-under-increased-monitoring/</loc>
		<lastmod>2025-03-26T10:26:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-esma-guidelines-no-more-circumventing-the-reverse-solicitation-rule/</loc>
		<lastmod>2025-03-26T14:13:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/what-changes-does-delegated-regulation-2025-299-bring-to-the-crypto-asset-market/</loc>
		<lastmod>2025-03-26T12:37:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/disruptive-supreme-court-ruling-on-sex-determination-or-gender-reassignment-no-need-to-sue-your-parents/</loc>
		<lastmod>2025-03-07T15:14:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/an-end-to-fake-sick-leave-certificates-check-out-the-new-powers-of-social-insurance-institution-inspectors/</loc>
		<lastmod>2025-03-07T14:49:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/attention-usaid-halts-foundations-funding-what-are-the-legal-and-financial-consequences-unfold/</loc>
		<lastmod>2025-03-07T10:30:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-wage-transparency-regulations-are-companies-ready-to-disclose-salaries/</loc>
		<lastmod>2025-03-07T14:35:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/cjeu-challenges-polands-model-of-joint-and-several-liability-of-board-members-groundbreaking-judgment/</loc>
		<lastmod>2025-03-10T10:36:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/minimum-income-tax-2025-in-poland-payment-deadline-is-march-31st/</loc>
		<lastmod>2025-03-07T13:10:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/trademark-protection-in-the-digital-world-is-the-law-keeping-up-with-virtual-reality/</loc>
		<lastmod>2025-03-07T12:47:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/how-to-dismiss-an-employee-on-a-long-term-sick-leave/</loc>
		<lastmod>2025-03-04T14:37:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/electronic-detention-as-a-new-preventive-measure-in-polish-criminal-proceedings/</loc>
		<lastmod>2025-03-04T13:53:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/eba-publishes-aml-cft-supervisory-reviews-what-did-the-latest-report-reveal/</loc>
		<lastmod>2025-02-21T08:45:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-giif-guidelines-financial-security-measures-for-mobile-payments-and-prepaid-cards/</loc>
		<lastmod>2025-02-21T09:15:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/important-pfsa-calls-for-immediate-registration-in-dora-systems/</loc>
		<lastmod>2025-02-21T13:06:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/a-revolution-in-payments-ecb-grants-non-bank-payment-service-providers-access-to-eurosystem-payment-systems/</loc>
		<lastmod>2025-02-20T14:29:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/eba-publishes-guidelines-on-esg-risk-management-check-out-the-new-obligations-for-financial-institutions/</loc>
		<lastmod>2025-02-20T13:58:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/mandatory-aml-training-new-guidelines/</loc>
		<lastmod>2025-02-20T13:59:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/pfsas-stance-on-the-implementation-of-dora-by-investment-fund-firms-and-managers-of-alternative-investment-companies/</loc>
		<lastmod>2025-02-24T12:40:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/a-new-package-of-immigration-laws-has-reached-the-sejm-what-does-it-mean-for-foreigners-and-employers/</loc>
		<lastmod>2025-02-11T16:04:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-regulations-on-the-tobacco-market-check-key-changes-in-2025/</loc>
		<lastmod>2025-02-11T15:24:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/easier-access-to-land-for-housing-development/</loc>
		<lastmod>2025-02-11T16:15:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/pdpo-sectoral-audit-plan-2025-who-will-be-on-target/</loc>
		<lastmod>2025-02-11T12:18:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/have-you-received-a-european-payment-order-find-out-what-you-can-do/</loc>
		<lastmod>2025-02-11T12:05:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-eu-regulation-plastic-packaging-disappears-from-the-market/</loc>
		<lastmod>2025-02-11T11:14:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/changes-to-sick-leave-from-january-2025-what-do-you-need-to-know/</loc>
		<lastmod>2025-02-11T10:30:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/2025-financial-corporate-reporting-guide</loc>
		<lastmod>2025-06-05T12:06:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/pkd-changes-in-poland-2025/</loc>
		<lastmod>2025-01-30T15:03:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/you-have-a-claim-against-cinkciarz-conotoxia-what-next/</loc>
		<lastmod>2025-10-29T15:55:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/esma-has-published-another-qa-series-on-the-mica-regulation-find-out-if-your-company-is-compliant/</loc>
		<lastmod>2025-01-21T13:59:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/esma-guidelines-on-reverse-solicitation-ahead-of-mica-implementation/</loc>
		<lastmod>2025-01-21T13:53:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/the-dora-regulation-came-into-force-on-17-january-check-the-position-of-the-fsc/</loc>
		<lastmod>2025-01-26T20:53:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/esma-publishes-final-reports-and-guidelines-on-mica/</loc>
		<lastmod>2025-01-24T09:33:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/changes-to-the-operation-of-the-vasp-registry-in-poland/</loc>
		<lastmod>2025-01-24T09:02:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/announcement-of-upcoming-polish-regulations-for-the-crypto-asset-market/</loc>
		<lastmod>2025-02-24T12:32:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/mica-in-practice-the-fsa-awaits-legislation-before-processing-applications/</loc>
		<lastmod>2025-01-24T10:08:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/exporting-works-of-art-from-poland-regulations-permits-and-compliance/</loc>
		<lastmod>2025-01-13T15:49:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/empd-register-for-non-eu-carriers-new-obligations/</loc>
		<lastmod>2025-01-24T08:47:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/tax-changes-from-2025-are-you-prepared/</loc>
		<lastmod>2025-01-09T21:48:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/the-5-most-important-changes-in-polands-migration-law-in-2025/</loc>
		<lastmod>2025-01-09T22:19:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/poland-invests-in-innovation-the-establishment-of-the-artificial-intelligence-fund/</loc>
		<lastmod>2025-01-15T15:39:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/key-regulatory-changes-in-poland-and-the-european-union/</loc>
		<lastmod>2025-01-09T21:56:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/planned-civil-law-changes-for-2025-audiovisual-wills-and-medical-power-of-attorney/</loc>
		<lastmod>2025-01-24T08:47:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/what-will-change-in-real-estate-law-in-2025/</loc>
		<lastmod>2025-01-09T21:58:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/are-you-running-a-business-prepare-for-change-in-2025/</loc>
		<lastmod>2025-01-09T21:53:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/how-will-the-new-legislation-affect-your-intellectual-property-rights-in-2025/</loc>
		<lastmod>2025-01-15T13:48:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/what-data-protection-challenges-do-we-face-in-2025/</loc>
		<lastmod>2025-01-02T16:01:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/changes-to-the-community-design-regulation-and-new-fee-rates-what-do-you-need-to-know/</loc>
		<lastmod>2025-01-02T15:44:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/deposit-refund-system-in-poland-what-does-it-mean-for-businesses-and-consumers/</loc>
		<lastmod>2025-06-16T08:21:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/legislative-changes-in-poland-and-europe-starting-in-2025-environmental-protection-electromobility-and-energy-sector/</loc>
		<lastmod>2025-01-09T22:00:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/corporate-sustainability-reporting-csrd-check-out-the-new-obligations-from-2025/</loc>
		<lastmod>2024-12-31T11:24:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/cjeu-judgment-in-case-c-652-22-how-has-it-affected-the-participation-of-third-country-contractors-in-eu-public-procurement/</loc>
		<lastmod>2024-12-31T10:47:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/the-new-aml-cft-regulations-for-casps-are-about-to-come-into-force-take-part-in-the-eba-consultation-and-prepare-for-the-changes/</loc>
		<lastmod>2024-12-19T14:06:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/how-to-avoid-mistakes-in-crypto-classification-check-out-the-new-eba-guidelines/</loc>
		<lastmod>2024-12-20T10:19:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/are-groundbreaking-changes-coming-check-out-the-new-version-of-the-draft-polish-law-on-the-cryptoassets-market/</loc>
		<lastmod>2025-02-14T09:32:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/staking-ban-in-the-draft-of-the-cryptoassets-market-act/</loc>
		<lastmod>2024-12-18T15:27:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/is-this-the-end-of-anonymity-for-self-hosted-crypto-wallets/</loc>
		<lastmod>2024-12-18T15:11:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/tokenised-deposits-what-does-the-eba-report-show/</loc>
		<lastmod>2024-12-18T14:29:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/important-upcoming-changes-to-sepa-instant-rules/</loc>
		<lastmod>2024-12-17T16:05:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/how-to-organise-shareholders-meeting-with-the-use-of-electronic-means-of-communication/</loc>
		<lastmod>2024-12-17T09:39:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/real-estate-tax-new-rules-in-poland-from-2025/</loc>
		<lastmod>2024-12-13T14:42:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/update-of-the-national-energy-and-climate-plan-2030-key-to-polands-energy-transition/</loc>
		<lastmod>2024-12-13T14:23:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/supervisory-board-members-vs-social-insurance-institution-what-do-you-need-to-know/</loc>
		<lastmod>2024-12-17T09:45:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/e-delivery-a-digital-revolution-for-entrepreneurs-and-companies-from-2025/</loc>
		<lastmod>2024-12-13T14:55:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/polands-government-has-adopted-a-new-migration-strategy-changes-for-2025-2030/</loc>
		<lastmod>2024-12-13T12:01:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/the-end-of-retention-right-abuses-a-groundbreaking-supreme-court-ruling/</loc>
		<lastmod>2024-12-13T13:43:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/changes-in-data-protection-what-does-the-edpb-document-package-contain/</loc>
		<lastmod>2025-01-24T08:46:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/revolutionary-changes-in-artificial-intelligence-law-poland-and-the-eu-introduce-new-regulations/</loc>
		<lastmod>2025-01-24T09:41:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/another-milestone-in-fintech-our-law-firm-secures-kip-status-for-fincard-sp-z-o-o/</loc>
		<lastmod>2024-11-27T13:21:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/key-takeaways-from-the-gifis-training-for-vasps-obligations-risks-and-best-practices/</loc>
		<lastmod>2024-11-27T14:32:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/sustainable-finance-and-fintech-the-new-face-of-green-investments/</loc>
		<lastmod>2024-11-27T13:52:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/esma-sets-european-supervisory-priorities-for-2024-what-do-you-need-to-know/</loc>
		<lastmod>2024-11-28T08:10:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/travel-rule-recommendations-of-the-inspector-general-of-financial-information-for-entities-listed-on-the-vasp-register/</loc>
		<lastmod>2024-11-27T14:12:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-aml-cft-legislation-what-will-change-in-2025/</loc>
		<lastmod>2024-11-27T14:47:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/esa-new-reporting-rules-for-ict-suppliers-under-dora/</loc>
		<lastmod>2024-11-27T14:09:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/important-someone-is-impersonating-our-law-firm/</loc>
		<lastmod>2024-11-27T13:52:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/hundreds-of-millions-of-euros-in-fines-for-uber-for-gdpr-violations/</loc>
		<lastmod>2024-11-13T10:37:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/50-deductible-for-the-it-industry-what-requirements-must-be-met/</loc>
		<lastmod>2024-12-17T09:50:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/student-and-work-visas-to-poland-new-requirements/</loc>
		<lastmod>2024-11-13T09:35:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-supreme-court-resolution-do-you-own-property-in-restricted-use-areas-you-are-entitled-to-compensation/</loc>
		<lastmod>2025-08-07T12:21:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/how-do-you-dismiss-an-employee-by-disciplinary-action/</loc>
		<lastmod>2024-12-17T09:53:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/millions-in-fines-for-failing-to-comply-with-ai-act-check-out-the-new-regulations/</loc>
		<lastmod>2024-11-13T08:25:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/changes-in-the-polish-classification-of-activities-pkd-find-out-how-they-will-affect-your-business/</loc>
		<lastmod>2024-11-12T15:53:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/how-much-will-the-minimum-wage-be-in-2025/</loc>
		<lastmod>2025-02-25T15:38:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/whistleblowing-and-gdpr-new-data-protection-rules-from-25-september-2024/</loc>
		<lastmod>2024-11-14T12:40:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/the-telecom-regulation-in-poland/</loc>
		<lastmod>2024-10-25T09:30:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/afirs-new-rules/</loc>
		<lastmod>2024-10-18T11:31:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/can-the-employment-contract-be-terminated-by-e-mail/</loc>
		<lastmod>2024-11-19T14:51:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/non-residential-premises-and-tax-relief-latest-nsa-ruling/</loc>
		<lastmod>2024-10-31T10:46:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/are-your-payments-secure-the-office-of-competition-and-consumer-protection-introduces-new-recommendations/</loc>
		<lastmod>2024-10-31T10:55:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/financial-security-in-bureaux-de-change-nbp-issues-new-aml-ctf-guidelines/</loc>
		<lastmod>2024-10-25T08:15:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/mica-revolutionizes-the-stablecoin-market-in-europe/</loc>
		<lastmod>2024-10-24T14:33:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/draft-bill-on-artificial-intelligence-systems-what-changes-are-coming-to-polish-law/</loc>
		<lastmod>2024-10-24T14:12:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/new-draft-bill-implementing-the-dora-regulation/</loc>
		<lastmod>2024-10-24T13:43:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/the-implementation-of-the-goaml-system-start-of-consultations/</loc>
		<lastmod>2024-10-25T10:52:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/travel-rule-for-vasps-new-rules-from-30-december/</loc>
		<lastmod>2025-05-20T08:21:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/token-redemption-in-case-of-issuer-crisis-eba-publishes-final-guidelines/</loc>
		<lastmod>2024-10-25T10:45:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-eudr-regulations-2024-what-entrepreneurs-need-to-know-to-meet-eu-requirements-and-avoid-penalties/</loc>
		<lastmod>2024-10-29T12:49:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/nsa-pnr-regulations-in-poland-incompatible-with-eu-directive/</loc>
		<lastmod>2024-10-07T11:51:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/britain-joins-the-2019-hague-convention-what-does-this-mean-for-international-civil-and-commercial-disputes/</loc>
		<lastmod>2024-10-07T10:11:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/qualified-electronic-signature-an-essential-tool-for-board-members-of-capital-companies-in-poland/</loc>
		<lastmod>2024-10-07T14:36:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-minimum-wage-regulations-what-will-change-starting-in-2026/</loc>
		<lastmod>2024-10-04T10:57:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/csr-advertising-and-representation-can-they-be-tax-deductible-expenses/</loc>
		<lastmod>2024-10-03T12:20:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/suspension-of-a-limited-liability-company-and-financial-reporting-key-information-for-entrepreneurs/</loc>
		<lastmod>2024-10-07T10:24:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-obligations-for-entrepreneurs-eu-battery-regulation-in-force-since-february-with-additional-requirements-effective-august-18-2024</loc>
		<lastmod>2025-05-05T13:08:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/plans-to-eliminate-the-obligation-to-integrate-payment-terminals-with-cash-registers</loc>
		<lastmod>2024-09-20T09:51:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/qa-by-the-european-commission-200-answers-to-the-most-important-questions-on-the-instant-payments-regulation/</loc>
		<lastmod>2024-09-19T13:14:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/a-step-forward-in-the-work-on-the-draft-act-on-the-crypto-asset-market/</loc>
		<lastmod>2024-09-19T13:03:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/cesop-what-data-should-payment-service-providers-report/</loc>
		<lastmod>2024-09-19T12:52:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/cesop-how-to-correctly-identify-the-location-of-the-payer-and-payee/</loc>
		<lastmod>2024-09-19T08:43:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/connecting-a-national-payment-institution-to-payment-systems-a-comparison-of-the-offerings-of-the-national-bank-of-poland-and-the-bank-of-lithuania/</loc>
		<lastmod>2024-09-20T10:28:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/esg-standards-in-fintech-the-new-era-of-responsible-finance/</loc>
		<lastmod>2024-09-17T14:22:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/do-former-board-members-have-to-keep-company-secrets-new-regulations-in-the-commercial-companies-code/</loc>
		<lastmod>2024-12-17T10:29:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/vehicle-charging-stations-at-major-companies-mandatory-as-early-as-january-1-2025/</loc>
		<lastmod>2024-11-29T10:10:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/cukr-residence-card-for-ukrainian-citizen-new-rules-from-2025/</loc>
		<lastmod>2024-09-13T14:46:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/ai-act-officially-comes-into-force/</loc>
		<lastmod>2025-06-05T12:11:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/end-of-commission-contracts-for-foreigners-work-in-poland-only-on-a-permanent-basis/</loc>
		<lastmod>2024-09-13T14:15:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/the-government-plans-to-expand-the-powers-of-the-national-labor-inspectorate/</loc>
		<lastmod>2024-09-13T13:47:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/dkp-fintech-team-successful-we-obtained-a-national-payment-institution-license-for-our-client/</loc>
		<lastmod>2024-08-27T14:29:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/instant-payment-requirements-clarification-of-key-points-of-the-regulation/</loc>
		<lastmod>2024-08-23T09:33:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/mf-regulation-2024-new-rules-for-assigning-identifiers-and-settlement-numbers-to-certain-payment-service-providers/</loc>
		<lastmod>2025-06-05T12:15:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/cesop-and-card-payments-what-should-every-entrepreneur-know/</loc>
		<lastmod>2024-08-21T11:06:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/digital-wallet-and-electronic-money-cesop-in-the-new-era-of-finance/</loc>
		<lastmod>2024-08-21T11:06:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/what-will-be-the-new-reporting-obligations-for-payment-service-providers/</loc>
		<lastmod>2024-08-21T11:08:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/esas-published-joint-final-report-on-the-draft-technical-standards-on-subcontracting-under-dora/</loc>
		<lastmod>2024-08-21T11:01:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/draft-bill-on-access-to-instant-transfers-key-changes-in-the-polish-legal-system/</loc>
		<lastmod>2024-08-21T11:04:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/eba-and-ecb-joint-report-on-payment-fraud-the-crucial-role-of-strong-customer-authentication-sca/</loc>
		<lastmod>2024-08-21T10:49:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/beneficial-owner-statement-for-the-purposes-of-withholding-tax-in-poland/</loc>
		<lastmod>2024-08-21T08:18:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/government-announces-extended-maternity-leave-for-mothers-of-premature-babies/</loc>
		<lastmod>2024-08-21T08:18:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/how-will-the-new-regulations-affect-real-estate-taxes-changes-as-early-as-january-2025/</loc>
		<lastmod>2024-08-14T10:13:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/attention-clients%e2%9a%a0%ef%b8%8f/</loc>
		<lastmod>2024-08-08T07:36:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-atad-directive-3-prepare-your-business-for-upcoming-changes/</loc>
		<lastmod>2024-08-14T10:11:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/labor-ministry-postpones-deadline-for-employers-to-implement-procedures-for-whistleblowers-to-january-1-2025-which-date-applies/</loc>
		<lastmod>2024-08-14T10:11:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/ai-in-the-workplace-how-can-it-benefit-and-pose-a-risk-to-your-company/</loc>
		<lastmod>2024-07-25T10:30:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/why-cant-asi-in-poland-invest-in-cryptocurrencies/</loc>
		<lastmod>2024-07-22T13:25:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-giif-guidelines-for-virtual-currency-transactions/</loc>
		<lastmod>2025-06-05T12:14:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/rts-in-crypto-assets-regulation-mica-second-package-issued-by-esma/</loc>
		<lastmod>2024-07-22T12:57:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/cesop-new-obligations-for-payment-service-providers/</loc>
		<lastmod>2024-07-22T11:58:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/a-new-way-to-calculate-the-limitation-period-check-out-the-landmark-supreme-court-ruling/</loc>
		<lastmod>2024-08-14T10:09:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-eba-and-esma-guidelines-key-changes-for-management-and-shareholders-in-the-mica-sector/</loc>
		<lastmod>2024-07-22T11:19:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-travel-rule-guidelines-to-combat-money-laundering-in-fund-transfers-and-crypto-assets/</loc>
		<lastmod>2024-07-22T10:35:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/cesop-which-transactions-must-be-reported/</loc>
		<lastmod>2024-07-22T10:31:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-regulations-on-legalization-of-residence-of-ukrainian-citizens-starting-july-1-2024/</loc>
		<lastmod>2024-07-11T11:51:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/are-consent-or-pay-models-compliant-with-gdpr-a-new-edpb-opinion-explains/</loc>
		<lastmod>2024-07-11T09:23:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/pesel-reservation-how-can-new-regulations-protect-you-from-identity-theft/</loc>
		<lastmod>2025-06-05T10:38:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/how-are-data-controllers-implementing-the-right-of-access-the-gdpr-national-survey-is-underway/</loc>
		<lastmod>2025-06-05T12:10:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/who-has-rights-to-ai-creations-copyright-protection-of-artificial-intelligence-creations/</loc>
		<lastmod>2024-07-11T07:54:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-minimum-wage-rates-as-of-july-1/</loc>
		<lastmod>2024-07-23T14:31:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/rts-package-for-mica-regulation/</loc>
		<lastmod>2024-06-20T15:54:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/the-eba-has-set-new-standards-with-its-groundbreaking-guidelines-for-the-crypto-market/</loc>
		<lastmod>2024-06-20T15:54:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/publication-of-an-important-final-report-for-crypto-service-providers/</loc>
		<lastmod>2025-06-05T12:16:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-draft-law-on-national-cyber-security-system/</loc>
		<lastmod>2024-06-19T14:22:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/new-regulations-for-the-cryptocurrency-market-see-whats-about-to-change-2/</loc>
		<lastmod>2024-06-19T13:40:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/dora-regulation-how-is-poland-preparing-for-the-digital-revolution-in-finance/</loc>
		<lastmod>2024-06-20T12:54:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/a-new-reality-changes-in-the-operation-of-consulates-for-ukrainians-in-poland/</loc>
		<lastmod>2024-06-14T15:59:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/attention-new-changes-in-the-labor-market/</loc>
		<lastmod>2025-06-05T12:12:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/coming-soon-complete-implementation-of-dsa-in-poland/</loc>
		<lastmod>2025-06-05T12:10:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/sale-of-real-estate-with-unauthorized-construction-what-is-worth-remembering/</loc>
		<lastmod>2024-06-14T14:25:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/e-invoicing-and-jpk-cit-are-polands-taxpayers-ready-for-change/</loc>
		<lastmod>2024-06-14T14:43:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/audiovisual-wills-in-poland-a-breakthrough-in-inheritance-law/</loc>
		<lastmod>2024-06-14T13:23:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/crypto-rules-are-evolving%E2%80%93be-ready</loc>
		<lastmod>2025-06-24T14:49:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/pnr-in-poland-first-verdicts-of-the-supreme-administrative-court-favourable-for-air-carriers/</loc>
		<lastmod>2024-06-14T14:43:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/ai-in-poland-what-was-the-result-of-the-pre-consultation-of-the-implementation-of-the-artificial-intelligence-act/</loc>
		<lastmod>2024-06-07T11:42:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-package-of-eu-aml-rules-on-the-way/</loc>
		<lastmod>2024-06-07T11:42:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/licensing-art-issuers-and-evaluating-share-acquisitions-what-do-you-need-to-know/</loc>
		<lastmod>2025-06-05T12:15:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/whats-about-to-change-in-the-cryptocurrency-market-check-out-the-new-technical-standards/</loc>
		<lastmod>2024-06-07T11:45:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-whistleblower-protection-law-whats-worth-knowing/</loc>
		<lastmod>2024-06-07T11:46:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/how-much-compensation-for-an-accident-at-work-in-2024/</loc>
		<lastmod>2024-06-07T11:47:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/regulation-dora-and-the-financial-supervisory-commission-how-do-new-eu-regulations-and-supervisory-actions-affect-the-financial-sectors-cybersecurity/</loc>
		<lastmod>2024-06-07T11:47:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/what-to-do-when-there-is-a-violation-of-the-gdpr-in-the-financial-sector-important-puodo-recommendations/</loc>
		<lastmod>2024-09-25T09:16:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/good-results-in-the-warehouse-rental-market-in-2023-what-are-the-forecasts-for-2024/</loc>
		<lastmod>2024-06-07T11:49:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/sale-of-real-estate-without-a-health-premium-the-government-plans-changes/</loc>
		<lastmod>2024-06-07T11:49:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/helping-refugees-from-ukraine-8-key-changes-after-the-amendment-of-the-special-act/</loc>
		<lastmod>2024-06-14T09:05:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/when-should-the-money-hit-your-account-key-payment-deadlines-in-agricultural-trade/</loc>
		<lastmod>2024-06-07T11:51:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/how-to-defend-yourself-when-your-companys-reputation-is-at-stake-compensation-for-violation-of-personal-interests-of-a-legal-entity/</loc>
		<lastmod>2024-06-07T11:52:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/ai-act-new-regulation-of-artificial-intelligence/</loc>
		<lastmod>2024-06-07T11:52:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/european-artificial-intelligence-authority-ai-under-surveillance-at-european-union-level/</loc>
		<lastmod>2024-06-07T11:53:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/modernization-of-the-it-system-for-handling-statutory-tasks-of-the-giif/</loc>
		<lastmod>2024-04-26T13:00:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/ministry-of-finance-set-up-production-environment-for-payment-service-providers/</loc>
		<lastmod>2024-04-26T12:02:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/practical-lessons-for-business-from-the-inspector-general-for-financial-informations-2023-report/</loc>
		<lastmod>2024-04-26T12:02:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/types-of-cryptoassets-characteristics-and-obligations-of-issuers-based-on-mica-and-the-draft-law-on-cryptoassets/</loc>
		<lastmod>2025-06-05T11:06:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/dac7-bill-digital-platform-operators-with-new-obligation/</loc>
		<lastmod>2024-04-26T12:33:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/employee-outsourcing-eor-is-it-legal-what-are-the-risks/</loc>
		<lastmod>2024-04-19T15:20:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/suspension-of-poland-business-harbor-program-whats-next-for-relocation-to-poland/</loc>
		<lastmod>2024-04-19T15:22:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/employment-of-a-foreigner-in-poland-how-to-prepare-for-the-control-of-the-legality-of-employment/</loc>
		<lastmod>2024-04-19T15:24:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/eu-directive-on-platform-work/</loc>
		<lastmod>2024-04-22T10:18:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/the-office-rental-market-in-2023-through-a-lens/</loc>
		<lastmod>2024-04-22T10:23:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/data-protection-authority-sector-inspections-for-2024-who-can-expect-inspections/</loc>
		<lastmod>2024-04-15T22:15:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/spi-under-new-regime-finally-available/</loc>
		<lastmod>2024-03-29T14:01:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/artificial-intelligence-in-the-financial-sector/</loc>
		<lastmod>2024-03-29T13:42:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/how-to-protect-yourself-from-a-possible-cyber-attack-government-announcement/</loc>
		<lastmod>2024-03-29T12:43:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/digital-services-act-dsa-regulations-come-into-effect/</loc>
		<lastmod>2024-03-29T12:55:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/belka-tax-remains-but-with-changes/</loc>
		<lastmod>2024-03-29T12:40:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/disclosure-of-reports-on-income-tax-of-multinational-companies/</loc>
		<lastmod>2025-06-05T10:36:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/blocking-of-gambling-websites-in-poland/</loc>
		<lastmod>2024-07-26T06:13:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/revocation-of-the-security-decision-and-the-unblocking-of-funds-in-the-bank-account/</loc>
		<lastmod>2025-06-05T11:07:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/draft-law-on-crypto-assets-new-regulations-on-the-horizon/</loc>
		<lastmod>2024-03-19T15:27:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/euro-transfers-will-arrive-in-10-seconds/</loc>
		<lastmod>2024-03-18T13:01:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/death-of-a-close-relative-how-to-access-the-bank-account-of-a-deceased-person/</loc>
		<lastmod>2024-03-11T09:17:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/dac7-directive-from-july-1-2024-new-regulations-for-reporting-sales-on-digital-platforms/</loc>
		<lastmod>2024-03-08T12:58:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/trade-with-gas-licenses-in-poland/</loc>
		<lastmod>2024-03-04T13:45:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/unlocking-the-untapped-workforce-employing-disabled-individuals-in-poland/</loc>
		<lastmod>2024-02-26T14:00:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/mandatory-minimum-tax-for-companies-in-poland-from-2024-what-do-you-need-to-know/</loc>
		<lastmod>2024-02-15T13:37:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/changes-in-polish-labor-law-in-2024-whats-new-in-the-labor-code-in-2024/</loc>
		<lastmod>2024-02-12T10:40:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/housing-market-in-poland-2023/</loc>
		<lastmod>2024-02-02T13:57:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/piotr-putyra-took-silver-on-ibjjf-european-championship-in-paris-2024/</loc>
		<lastmod>2024-01-29T20:21:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/european-arrest-warrant-vs-european-investigation-order/</loc>
		<lastmod>2024-01-23T09:47:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/case-study/inventronics-osram-due-diligence/</loc>
		<lastmod>2025-11-20T12:49:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/sale-of-a-small-plot-of-land-without-preemptive-right-of-kowr/</loc>
		<lastmod>2023-12-04T11:15:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/short-term-rental-in-poland-eu-regulation-approaching/</loc>
		<lastmod>2023-11-28T13:53:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/additional-day-off-for-public-holiday-falling-on-saturday/</loc>
		<lastmod>2023-11-24T08:51:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/copyright-guidebook-for-iclg-2024/</loc>
		<lastmod>2023-11-16T14:21:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/agricultural-protection-fund-new-obligations-for-purchasing-entities/</loc>
		<lastmod>2023-11-13T14:25:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/rejection-of-inheritance-in-poland-by-children/</loc>
		<lastmod>2023-10-24T13:14:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/exemption-from-transfer-tax-for-acquisition-of-first-property/</loc>
		<lastmod>2023-10-18T10:18:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/seizure-of-cryptocurrency-in-polish-criminal-law/</loc>
		<lastmod>2023-10-12T12:37:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/forfeiture-of-an-enterprise-in-criminal-proceedings/</loc>
		<lastmod>2023-10-03T11:59:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/long-term-lease-and-property-tax-rate/</loc>
		<lastmod>2023-09-28T12:51:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/on-24-september-part-of-the-amendment-to-the-law-on-planning-and-spatial-development-comes-into-force/</loc>
		<lastmod>2023-09-25T11:35:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/criminal-liability-for-participation-in-an-organized-criminal-group/</loc>
		<lastmod>2023-09-20T13:08:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/amendment-of-mining-law-strategic-deposits/</loc>
		<lastmod>2023-09-18T07:52:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/novel-to-payment-services-act-signed-by-the-polish-president-significant-changes-on-payment-services-market/</loc>
		<lastmod>2023-11-29T21:17:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/rent-of-warehouse-in-poland/</loc>
		<lastmod>2023-09-01T15:09:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/set-off-defence-after-amendments-to-the-code-of-civil-procedure/</loc>
		<lastmod>2023-08-10T13:56:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/legal-title-to-the-premises-will-become-a-condition-for-registration-in-the-national-court-register-draft-amendment/</loc>
		<lastmod>2023-08-03T12:31:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/franchise-regulation-on-the-governments-agenda/</loc>
		<lastmod>2023-10-16T13:24:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/amendments-to-the-civil-procedure-code-whats-new-in-the-litigation/</loc>
		<lastmod>2023-07-24T11:03:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/first-flat-on-the-secondary-market-without-pcc/</loc>
		<lastmod>2023-07-13T12:07:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/lifting-of-the-state-of-epidemic-threat-what-should-polish-employers-remember-about/</loc>
		<lastmod>2023-07-07T16:26:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/criminal-liability-of-companies-for-environmental-crimes/</loc>
		<lastmod>2023-07-04T18:14:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/european-commission-presented-draft-payment-services-directive-3-psd3-and-the-payment-services-regulation-psr/</loc>
		<lastmod>2023-07-01T17:23:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/seizure-of-assets-in-criminal-cases/</loc>
		<lastmod>2023-07-01T17:12:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/special-rights-of-employees-raising-children</loc>
		<lastmod>2023-07-01T17:13:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/mica-regulation-comes-into-force/</loc>
		<lastmod>2023-06-12T13:43:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/securing-evidence-by-a-court-bailiff-an-effective-alternative-to-court-actions/</loc>
		<lastmod>2023-06-05T13:33:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/changes-in-planning-and-spatial-development-obstacles-for-res-investments/</loc>
		<lastmod>2023-06-01T18:18:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/administrative-penalties-related-to-waste-management-in-poland/</loc>
		<lastmod>2024-08-22T12:26:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/cites-convention/</loc>
		<lastmod>2023-05-22T16:08:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/ban-on-hiring-employees-what-to-we-need-to-know-about-the-non-solicitation-clause-in-contracts-between-entrepreneurs/</loc>
		<lastmod>2024-05-24T08:04:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/planned-amendments-to-inheritance-law/</loc>
		<lastmod>2023-05-17T20:13:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/clients-remote-onboarding-upcoming-changes-for-payment-institutions-in-poland/</loc>
		<lastmod>2023-05-08T15:51:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-document-required-for-property-sales/</loc>
		<lastmod>2023-05-17T20:16:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/controls-on-waste-shipments-by-the-customs-and-tax-authorities-in-poland/</loc>
		<lastmod>2023-04-27T14:15:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/lawsuit-for-dissolution-of-a-limited-liability-company/</loc>
		<lastmod>2023-04-24T17:53:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/case-study/public-convertible-bonds-for-carbo-funding/</loc>
		<lastmod>2025-11-20T12:51:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/case-study/garzoni-sa-aquires-two-first-bts-assets-in-poland/</loc>
		<lastmod>2025-11-20T12:52:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/case-study/dp-represents-hms-bergbau-ag-in-krupinski-mine-acquisition/</loc>
		<lastmod>2025-11-20T13:14:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/polish-embargo-on-ukrainian-agricultural-products/</loc>
		<lastmod>2023-04-15T18:12:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/the-law-on-housing-cooperatives-has-passed-into-effect/</loc>
		<lastmod>2023-04-11T14:47:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/slight-facilitation-of-agricultural-real-estate-acquisition/</loc>
		<lastmod>2023-04-05T11:20:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/amendment-to-the-code-of-civil-procedure-await-the-presidents-signature/</loc>
		<lastmod>2023-04-08T16:46:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/does-a-foreigner-member-of-the-board-of-a-polish-foundation-need-a-work-permit/</loc>
		<lastmod>2023-03-29T15:17:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/agricultural-biogas-plants-in-poland-planned-facilities-for-investors-in-poland-in-2023/</loc>
		<lastmod>2023-03-20T18:05:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/balancing-risks-and-rewards-esmas-analysis-of-ai-in-securities-markets/</loc>
		<lastmod>2023-03-17T14:23:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/improving-enforcement-of-claims-against-debtors-with-deficient-representative-bodies/</loc>
		<lastmod>2023-03-13T13:44:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/temporary-residence-permits-for-ukrainian-citizens-beneficiaries-of-the-special-act/</loc>
		<lastmod>2023-03-10T14:58:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/changes-in-keeping-personal-files-of-employees/</loc>
		<lastmod>2023-05-17T20:19:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/digital-product-passport-new-ecological-responsibilities-for-entrepreneurs/</loc>
		<lastmod>2023-03-08T19:37:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/fulfillment-of-obligations-related-to-the-central-register-of-ultimate-beneficial-owners/</loc>
		<lastmod>2023-03-07T12:53:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/facilitating-the-conduct-of-business-by-foreigners/</loc>
		<lastmod>2023-05-23T21:37:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/the-perpetual-usufruct-fee-and-the-designation-of-the-property-in-the-local-plan/</loc>
		<lastmod>2023-03-02T15:58:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/10th-sanctions-package-adopted/</loc>
		<lastmod>2023-03-01T14:48:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/auto-subscription-to-ppk-in-2023-important-deadlines/</loc>
		<lastmod>2023-04-22T06:38:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/service-in-civil-proceedings-draft-of-upcoming-changes/</loc>
		<lastmod>2023-02-20T13:58:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/sejm-completes-work-on-work-life-balance-act/</loc>
		<lastmod>2023-04-22T06:38:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/future-finance-strategy-as-a-springboard-to-increase-polands-competitiveness-as-a-financial-center/</loc>
		<lastmod>2023-02-13T16:14:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/the-amendment-to-the-polish-labor-code-just-published/</loc>
		<lastmod>2023-04-22T06:38:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/changes-in-the-residency-rules-for-ukrainian-nationals-in-poland/</loc>
		<lastmod>2023-02-09T18:50:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/using-a-company-car-for-private-purposes/</loc>
		<lastmod>2023-04-22T06:37:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/higher-inheritance-and-donation-tax-reliefs/</loc>
		<lastmod>2023-02-02T13:26:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/restrictions-on-the-purchase-of-housing-on-the-governments-legislative-agenda/</loc>
		<lastmod>2023-01-31T16:49:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/piotr-putyra-took-gold-on-ibjjf-european-championship-in-paris/</loc>
		<lastmod>2023-01-26T20:53:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/year-2023-in-a-labor-law-in-poland/</loc>
		<lastmod>2023-04-22T06:37:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/polish-family-foundation-and-the-impact-on-inheritance-law/</loc>
		<lastmod>2023-01-19T20:25:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/limitation-of-employment-possibilities-for-foreigners-in-a-project-of-a-new-law/</loc>
		<lastmod>2023-01-18T20:36:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/end-of-work-on-amendments-to-the-polish-labor-code-new-law-to-be-signed-by-the-president/</loc>
		<lastmod>2023-04-22T06:41:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/mortgage-payment-and-tax-income/</loc>
		<lastmod>2023-01-13T15:32:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/labor-inspection-areas-in-year-2023/</loc>
		<lastmod>2023-04-22T06:39:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/reporting-obligations-of-payment-institutions-and-changes-in-the-way-they-are-submitted-to-the-nbp/</loc>
		<lastmod>2023-01-09T15:04:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/report-on-payments-of-entities-operating-in-the-mining-industry/</loc>
		<lastmod>2023-01-03T14:34:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/termination-of-a-non-compete-agreement-in-light-of-the-covid-provisions/</loc>
		<lastmod>2023-04-22T06:40:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/exclusion-of-a-shareholder-from-a-limited-liability-company/</loc>
		<lastmod>2022-12-28T12:45:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/9th-sanctions-package-adopted/</loc>
		<lastmod>2022-12-23T19:07:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/notarial-orders-for-payment-changes-in-debt-collection/</loc>
		<lastmod>2022-12-16T15:15:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/conversion-of-perpetual-usufruct-into-ownership/</loc>
		<lastmod>2022-12-14T15:31:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/the-european-council-approves-crypto-assets-regulation-mica/</loc>
		<lastmod>2022-12-12T16:37:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/invalidation-of-the-resolution-of-the-shareholders-of-a-limited-liability-company/</loc>
		<lastmod>2022-12-09T19:00:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/uknfs-position-on-amlro-and-eba-consultation-on-de-risking/</loc>
		<lastmod>2022-12-07T20:44:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/bank-account-for-a-company-before-the-entry-in-the-registry-from-december-15-2022/</loc>
		<lastmod>2022-12-05T14:45:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/how-uokik-understands-liability-for-unauthorized-transactions/</loc>
		<lastmod>2022-12-02T14:17:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/circumvention-of-sanctions-will-become-an-eu-crime/</loc>
		<lastmod>2022-12-01T14:21:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/work-permit-for-management-board-members-and-commercial-proxies-in-polish-companies-under-the-new-rules/</loc>
		<lastmod>2022-11-23T20:13:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/the-possibility-of-seeking-reimbursement-of-money-lost-as-a-result-of-an-unauthorised-transaction-through-civil-law/</loc>
		<lastmod>2022-11-21T16:54:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/draft-regulation-on-provision-of-data-to-the-nbp-for-assessing-the-functioning-of-monetary-settlements-and-interbank-settlements/</loc>
		<lastmod>2022-11-17T19:51:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/mileage-rates-are-about-to-change/</loc>
		<lastmod>2023-04-22T06:40:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/employment-of-russian-citizens-in-poland-repeal-of-the-facilities/</loc>
		<lastmod>2022-11-15T19:29:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/non-use-of-property-and-real-estate-tax/</loc>
		<lastmod>2022-11-14T20:00:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/real-estate-price-bubble-is-there-anything-to-fear/</loc>
		<lastmod>2022-11-10T14:19:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/the-european-commission-has-published-the-third-supranational-aml-cft-risk-assessment/</loc>
		<lastmod>2022-11-08T20:34:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/our-managing-partner-piotr-putyra-is-now-european-champion-in-brazilian-jiu-jitsu/</loc>
		<lastmod>2022-11-07T15:00:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/claim-to-repeal-of-shareholders-resolution-of-a-limited-liability-company/</loc>
		<lastmod>2022-11-04T17:49:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/the-polish-financial-supervision-authority-has-published-a-template-for-kip-application/</loc>
		<lastmod>2022-11-02T15:02:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/the-employer-will-be-able-to-control-the-sobriety-of-employees/</loc>
		<lastmod>2023-04-22T06:39:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/dudkowiak-kopec-putyra-included-in-the-polish-lendtech-map-2022/</loc>
		<lastmod>2022-10-20T12:23:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/extension-of-consumer-rights-new-obligations-of-entrepreneurs/</loc>
		<lastmod>2022-10-19T18:16:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-sanctions-package-agreed/</loc>
		<lastmod>2022-10-14T13:50:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/consequences-of-failure-to-grant-discharge-to-the-governing-bodies-of-a-polish-capital-company/</loc>
		<lastmod>2022-10-11T18:55:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/uokik-publishes-recommendations-for-influencers</loc>
		<lastmod>2022-10-10T13:14:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/higher-property-tax-thanks-to-inflation/</loc>
		<lastmod>2022-10-06T19:47:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/rejecting-an-inheritance-on-behalf-of-a-child/</loc>
		<lastmod>2022-10-03T11:50:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/divisions-and-mergers-of-companies-according-to-new-rules-amendments-to-the-polish-companies-code/</loc>
		<lastmod>2022-09-30T18:50:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-verdict-by-the-supreme-administrative-court-on-gratuitous-benefits-for-employed-foreigners/</loc>
		<lastmod>2023-03-24T12:58:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/poland-implements-work-life-balance-directives/</loc>
		<lastmod>2023-04-22T06:40:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/sale-of-a-parking-space-without-income-tax/</loc>
		<lastmod>2022-09-26T18:27:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/invitation-to-the-foreigner-and-its-role-in-the-process-of-obtaining-a-visa/</loc>
		<lastmod>2022-09-21T19:03:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/citizens-will-face-a-double-increase-in-the-minimum-wage-we-know-the-minimum-wage-in-2023/</loc>
		<lastmod>2023-04-22T06:39:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/the-7th-package-of-sanctions-has-been-in-effect-since-july-personal-sanctions-renewed-until-march-15-2023/</loc>
		<lastmod>2022-09-16T16:17:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/uokiks-guidelines-for-influencers-and-advertisers-on-marking-sponsored-posts-responsibilities-and-risks/</loc>
		<lastmod>2022-09-12T14:01:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/changes-to-inheritance-and-donation-tax/</loc>
		<lastmod>2022-09-09T18:12:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/poland-business-harbor-visas-are-now-available-to-citizens-from-all-over-the-world/</loc>
		<lastmod>2022-09-08T20:22:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/charge-for-the-increase-in-value-of-a-plot-of-land-following-a-planning-decision/</loc>
		<lastmod>2022-09-05T13:12:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/remote-work-of-ukrainian-citizens-residing-in-poland-for-foreign-entities/</loc>
		<lastmod>2022-09-02T19:28:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/tax-costs-of-an-international-driver-on-a-b2b-contract-according-to-the-latest-individual-tax-interpretation/</loc>
		<lastmod>2023-03-24T12:41:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/transfer-pricing-poland-transactions-with-tax-havens/</loc>
		<lastmod>2022-08-31T18:59:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/fatf-recommendation-regarding-virtual-assets-service-providers-trusts/</loc>
		<lastmod>2022-08-29T14:48:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/central-statistical-office-confirms-real-estate-investment-dynamics-are-declining/</loc>
		<lastmod>2022-08-24T17:18:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/reporting-of-real-estate-companies-by-september-30-2022/</loc>
		<lastmod>2022-08-23T20:20:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/how-to-start-a-crypto-business-in-poland/</loc>
		<lastmod>2022-08-22T19:11:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/taxation-of-employment-revenue-of-ukrainian-citizens-in-poland/</loc>
		<lastmod>2022-08-23T20:24:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/inheritance-with-debts-how-to-verify-if-there-are-debts-in-the-inheritance/</loc>
		<lastmod>2022-08-18T19:05:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/as-collective-entities-small-and-medium-sized-entities-will-not-be-criminally-liable/</loc>
		<lastmod>2022-08-23T19:47:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/our-sports-lawyers-at-triathlon-bydgoszcz/</loc>
		<lastmod>2022-08-11T18:53:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/thermal-improvement-relief-only-for-the-property-owner/</loc>
		<lastmod>2022-08-10T19:25:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/unlocking-investments-in-wind-energy-in-poland/</loc>
		<lastmod>2022-08-23T19:44:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/crowdfunding-activities-under-obligation-to-obtain-permit-from-polish-fsa/</loc>
		<lastmod>2022-08-08T19:18:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/mica-eu-regulation-on-crypto-assets-preliminarily-agreed/</loc>
		<lastmod>2022-08-23T19:52:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-holding-law-in-poland/</loc>
		<lastmod>2022-08-05T12:33:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/the-problem-of-overtime-in-the-case-of-several-employment-contracts-with-the-same-employee/</loc>
		<lastmod>2023-03-24T12:45:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/the-parliament-is-working-on-an-amendment-to-the-sanctions-law-will-there-be-expropriations/</loc>
		<lastmod>2022-08-03T12:32:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/enforcement-by-the-principal-of-a-claim-for-breach-of-a-non-compete-obligation-by-the-contractor-following-termination-of-the-b2b-contract/</loc>
		<lastmod>2022-08-02T19:38:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/the-office-for-personal-data-protection-imposes-subsequent-penalties-for-failure-to-report-a-violation/</loc>
		<lastmod>2022-09-13T09:13:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/planned-changes-to-cit-hidden-dividend/</loc>
		<lastmod>2023-03-24T12:28:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/planned-regulatory-changes-on-the-cryptocurrency-market/</loc>
		<lastmod>2022-08-23T19:53:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/credit-holidays/</loc>
		<lastmod>2022-07-18T19:13:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-obligations-of-employers-employing-ukrainian-citizens-in-poland/</loc>
		<lastmod>2022-08-23T19:57:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/kaspersky-lab-software-now-blacklisted-by-knf/</loc>
		<lastmod>2022-07-14T19:22:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blod/loan-repayment-as-a-residential-purpose-expense/</loc>
		<lastmod>2022-08-23T20:16:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/eba-reviews-payment-services-directive-opinion/</loc>
		<lastmod>2022-07-11T14:04:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/changes-to-strengthen-protection-of-weaker-contracting-party-against-exploitation-have-come-into-force/</loc>
		<lastmod>2022-08-23T19:59:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/cancellation-of-loan-obligations-incurred-jointly-with-a-deceased-spouse/</loc>
		<lastmod>2022-07-07T19:29:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/possibility-to-choose-again-the-form-of-income-taxation-for-the-year-2022/</loc>
		<lastmod>2023-03-24T12:51:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/eba-guidelines-on-role-and-responsibilities-of-the-aml-cft-compliance-officer/</loc>
		<lastmod>2022-07-06T15:10:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/reservation-of-apartment-in-poland-new-law/</loc>
		<lastmod>2022-07-05T18:09:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/office-to-apartment-conversion-project-announced/</loc>
		<lastmod>2022-07-05T06:58:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/air-transport-in-poland-2021/</loc>
		<lastmod>2022-07-01T16:10:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/do-cryptocurrencies-help-circumvent-sanctions-against-russia-new-knf-communication/</loc>
		<lastmod>2022-07-01T12:56:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/development-under-greater-control-of-the-commune.html</loc>
		<lastmod>2022-06-28T07:18:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/loans-to-partners-a-trap-in-estonian-cit/</loc>
		<lastmod>2023-03-24T12:33:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/what-are-the-rules-for-funeral-expense-refund.html</loc>
		<lastmod>2022-06-28T07:19:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/it-turns-out-that-the-employee-employed-for-the-trial-period-is-pregnant-what-are-the-obligations-of-the-employer.html</loc>
		<lastmod>2023-04-22T06:41:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/employers-are-getting-closer-to-obtain-the-right-of-preventive-sobriety-testing-of-employees.html</loc>
		<lastmod>2022-06-28T07:20:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/problems-with-hiring-and-delegating-ukrainian-refugees-to-work-abroad/</loc>
		<lastmod>2023-03-24T12:53:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-solutions-to-prevent-company-thefts.html</loc>
		<lastmod>2022-06-13T21:37:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/all-payment-services-providers-and-e-money-institutions-to-submit-sanctions-questionnaires-to-knf.html</loc>
		<lastmod>2022-06-28T07:21:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/fiscal-cash-registers/</loc>
		<lastmod>2023-03-24T12:35:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/sanctions-on-russia-and-polish-sanctions-law.html</loc>
		<lastmod>2022-05-30T08:40:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-judgments-of-the-supreme-administrative-court-on-the-distinction-between-a-contract-of-mandate-and-a-contract-for-specific-work/</loc>
		<lastmod>2023-03-24T12:55:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/is-a-reserved-portion-liable-to-inheritance-tax.html</loc>
		<lastmod>2022-05-30T08:44:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/customs-and-fiscal-inspections-more-frequent-again.html</loc>
		<lastmod>2022-05-09T01:29:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/residential-construction-on-the-brakes-in-poland.html</loc>
		<lastmod>2022-05-30T08:44:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/aml-procedure-and-pep-identification-new-gifi-notice.html</loc>
		<lastmod>2022-05-30T08:44:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/from-july-2022-no-more-double-calculation-of-salaries/</loc>
		<lastmod>2023-03-24T12:31:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/fake-invoices-for-almost-pln-21-billion.html</loc>
		<lastmod>2022-05-30T08:44:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/poles-overdue-debts-have-decreased.html</loc>
		<lastmod>2022-05-30T08:45:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/company-registrations-by-foreign-investors-in-poland.html</loc>
		<lastmod>2022-05-30T08:45:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/resolution-of-the-polish-financial-supervision-authority-on-the-evaluation-of-the-reliability-of-managing-persons-and-shareholders-of-the-polish-supervised-entities-which-have-connections-with-russia.html</loc>
		<lastmod>2022-05-30T08:45:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/elimination-of-the-possibility-of-submitting-a-paper-application-for-an-a1-certificate/</loc>
		<lastmod>2023-03-24T12:56:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/foreign-direct-investment-in-poland-resisted-the-pandemic.html</loc>
		<lastmod>2022-05-30T08:45:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/rail-freight-in-2021.html</loc>
		<lastmod>2022-05-30T08:45:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/leasing-in-poland-in-2021.html</loc>
		<lastmod>2022-05-30T08:45:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/a-foreigner-will-purchase-real-estate-after-the-division-of-the-joint-property-without-the-consent-of-the-minister.html</loc>
		<lastmod>2022-05-30T08:45:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/polish-deal-changes-to-the-obligation-to-send-records/</loc>
		<lastmod>2023-03-24T12:39:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/perpetual-usufruct-without-contractual-penalties.html</loc>
		<lastmod>2022-05-09T00:44:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/developers-in-poland-are-building-and-selling-in-record-speed.html</loc>
		<lastmod>2022-05-09T00:40:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/housing-prices-continue-to-rise-strongly-in-poland.html</loc>
		<lastmod>2022-05-09T00:29:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/pfsas-standpoint-on-credit-risk-mitigation.html</loc>
		<lastmod>2022-05-09T00:26:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/pawn-loans-under-scrutiny.html</loc>
		<lastmod>2022-05-28T10:38:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/government-plans-to-introduce-mandatory-social-security-contributions-to-all-mandate-agreements-in-the-first-quarter-of-2023/</loc>
		<lastmod>2023-03-24T12:25:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/in-2021-number-of-foreign-investments-in-poland-increased.html</loc>
		<lastmod>2022-05-30T08:46:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/can-a-creditor-of-an-heir-contest-the-rejection-of-an-inheritance.html</loc>
		<lastmod>2022-05-09T00:13:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-general-inspector-for-financial-information-reporting-website.html</loc>
		<lastmod>2022-05-28T10:38:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/good-practices-in-countering-ddos-attacks.html</loc>
		<lastmod>2022-03-04T04:43:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/goodwill-without-tax-on-civil-law-transactions/</loc>
		<lastmod>2023-03-24T12:23:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/polishcloud-2.0-new-cloud-computing-standard-2022.html</loc>
		<lastmod>2022-06-02T07:57:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/obligations-of-real-estate-companies/</loc>
		<lastmod>2023-03-24T12:21:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/company-employees-relocation-ukraine-to-poland.html</loc>
		<lastmod>2022-05-28T10:39:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/polish-telecoms-to-help-fight-phisihng-in-2022.html</loc>
		<lastmod>2022-05-28T10:39:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/debt-collection-poland-license-draft-law.html</loc>
		<lastmod>2022-03-04T04:44:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/possibility-of-introducing-back-corrections-of-depreciation-rates-judgment-given-by-supreme-administrative-court/</loc>
		<lastmod>2023-03-24T11:28:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/bank-profits-2021.html</loc>
		<lastmod>2022-03-04T04:45:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/fraudlent-bank-transfers-poland-2021.html</loc>
		<lastmod>2022-03-04T04:45:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/telecom-poland-reporting-obligation-2022.html</loc>
		<lastmod>2022-03-04T04:46:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/polish-order-code-of-commercial-companies.html</loc>
		<lastmod>2022-03-04T04:46:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/find-bank-account-deceased-poland.html</loc>
		<lastmod>2022-03-04T04:46:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/the-gaar-clause-more-commonly-used-by-tax-authorities-in-poland/</loc>
		<lastmod>2023-03-24T12:27:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/commercial-real-estate-poland-2021.html</loc>
		<lastmod>2022-03-04T04:46:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/cit-poland-2022.html</loc>
		<lastmod>2022-05-28T10:40:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/right-to-compensation-not-for-the-successor-of-real-estate-possession.html</loc>
		<lastmod>2022-05-28T10:40:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/audit-control-labour-employment-inspection-poland-strategy-2022-2024.html</loc>
		<lastmod>2022-03-04T04:47:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/property-loan-mortgage-poland-2021.html</loc>
		<lastmod>2022-03-04T04:47:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/knf-may-demand-the-submission-of-an-audit-book.html</loc>
		<lastmod>2022-05-28T10:40:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/national-bank-of-poland-adopted-the-national-cash-safety-strategy.html</loc>
		<lastmod>2022-03-04T04:48:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/risk-assessment-of-an-obliged-institution-new-gifi-notice.html</loc>
		<lastmod>2022-03-04T04:48:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/bankruptcies-poland-2021-record-low.html</loc>
		<lastmod>2022-05-28T10:41:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-entities-poland-beneficial-owner-reporting-law-amendment.html</loc>
		<lastmod>2022-03-04T04:49:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/record-company-incorporation-in-poland-2021.html</loc>
		<lastmod>2022-03-07T03:25:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/pnr-amendment-avation-poland.html</loc>
		<lastmod>2022-06-13T22:05:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/minimum-wage-poland-2022.html</loc>
		<lastmod>2022-03-07T03:33:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/mergers-acquisitions-poland-2021.html</loc>
		<lastmod>2022-03-07T03:33:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/periodic-lowering-of-vat-rates/</loc>
		<lastmod>2023-03-24T11:08:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/private-rental-only-until-the-end-of-2022-settled-according-to-the-tax-scale.html</loc>
		<lastmod>2022-05-28T11:09:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/aml-poland-verification-beneficial-owner-discrepancies.html</loc>
		<lastmod>2022-03-07T03:34:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/conciliation-attempt-limitation-period-changes.html</loc>
		<lastmod>2022-03-07T03:34:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/employment-law-poland-2022-planned.html</loc>
		<lastmod>2022-03-07T03:34:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/reduced-vat-rates-and-the-validity-of-issued-binding-vat-rate-information-wis/</loc>
		<lastmod>2023-03-24T11:50:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/residence-permit-poland-law-amendment.html</loc>
		<lastmod>2022-03-07T03:35:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/property-tax-poland-tanks.html</loc>
		<lastmod>2022-03-07T03:35:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/rent-arrears-of-tenants-in-poland.html</loc>
		<lastmod>2022-05-28T11:10:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/rent-arrears-of-tenants-in-poland.html</loc>
		<lastmod>2022-03-07T03:36:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/employment-law-poland-2022-changes.html</loc>
		<lastmod>2022-03-07T03:36:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/pandemic-debt-collection-increases-poland.html</loc>
		<lastmod>2022-03-07T03:36:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/undervaluation-of-shares-criminal-liability-poland.html</loc>
		<lastmod>2022-05-28T11:11:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/shield-loan-poland-extension.html</loc>
		<lastmod>2022-05-28T11:11:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/settelment-limitation-period-poland.html</loc>
		<lastmod>2022-05-28T11:11:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/new-development-law-buying-property-poland.html</loc>
		<lastmod>2022-03-07T03:37:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/petition-pnr-poland-aviation.html</loc>
		<lastmod>2022-03-07T03:38:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/wht-liberalised/</loc>
		<lastmod>2023-03-24T12:16:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/bank-public-holidays-poland-2022.html</loc>
		<lastmod>2022-03-07T03:38:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/tax-commentaries-within-the-scope-of-legal-provisions-referring-to-transfer-pricing/</loc>
		<lastmod>2023-03-24T11:06:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/taxation-with-income-tax-in-the-form-of-a-lump-sum-not-for-everyone/</loc>
		<lastmod>2023-03-24T11:55:13+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2022-05-30T22:28:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/employment-law-the-long-awaited-legislative-work-on-the-draft-law-allowing-for-checks-on-sobriety-of-employees-by-employers-has-begun.html</loc>
		<lastmod>2022-05-30T22:28:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-the-nbp-inspired-statutory-guarantee-of-cash-payments-acceptance-now-submitted-to-the-polish-parliament.html</loc>
		<lastmod>2022-05-30T22:28:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-the-polish-financial-supervision-authority-pfsa-or-knf-encourages-financial-market-participants-to-mediate-through-the-mediation-center-of-the-arbitration-court-at-the-knf.html</loc>
		<lastmod>2022-05-30T22:31:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/central-register-of-excise-entities/</loc>
		<lastmod>2023-03-24T09:32:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/real-estate-reservation-agreement-with-the-developer-in-the-light-of-the-new-regulations.html</loc>
		<lastmod>2022-05-30T22:31:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/migration-law-amendment-to-the-act-on-foreigners-facilitations-for-beneficiaries-of-the-poland.-business-harbor.html</loc>
		<lastmod>2022-05-30T22:31:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-changes-under-new-aml/ctf-act.html</loc>
		<lastmod>2022-05-30T22:31:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-new-guidelines-on-major-incident-reporting-under-psd2.html</loc>
		<lastmod>2022-05-30T22:32:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-new-knf-guidelines-on-interest-rate-risk.html</loc>
		<lastmod>2022-05-30T22:32:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/a-new-definition-of-an-employee-in-the-draft-amendment-to-the-polish-labor-code/</loc>
		<lastmod>2023-03-24T09:15:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/litigation-and-arbitration-trials-of-local-governments-with-the-state-treasury-will-begin-to-cover-hospital-debts.html</loc>
		<lastmod>2022-05-30T22:32:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/tax-free-facilitations/</loc>
		<lastmod>2023-03-24T09:25:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-methodology-for-evaluation-of-members-of-bodies-in-supervised-entities-knf-introduced-electronic-forms.html</loc>
		<lastmod>2022-05-30T22:32:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-conditions-for-the-waiver-of-financial-security-measures-in-accordance-with-the-amendments-to-the-anti-money-laundering-and-countering-the-financing-of-terrorism-act.html</loc>
		<lastmod>2022-05-30T22:32:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/labor-law-basic-elements-of-the-compliance-policy-in-the-workplace.-part-2-whistleblowing.html</loc>
		<lastmod>2022-05-30T22:32:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/employment-law-practical-problems-of-foreign-employers-with-the-implementation-of-ppk-employee-capital-plans.html</loc>
		<lastmod>2022-05-30T22:33:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/cryptocurrency-trading-as-a-regulated-activity-from-november-1-2021/</loc>
		<lastmod>2023-03-23T21:33:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-national-bank-of-poland-working-on-a-statutory-guarantee-of-cash-payments-acceptance.html</loc>
		<lastmod>2022-05-30T22:33:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-the-supreme-court-confirms-the-prohibition-of-entering-the-compulsory-mortgage-in-the-land-and-mortgage-register-after-opening-accelerated-composition-proceedings.html</loc>
		<lastmod>2022-05-30T22:33:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-csirt-the-computer-security-incident-response-team-of-the-polish-financial-sector-summarized-the-first-quarter-of-2021.html</loc>
		<lastmod>2022-05-30T22:33:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-responsibility-of-an-obliged-institution-for-violation-of-the-act-on-combating-money-laundering-and-the-financing-of-terrorism-administrative-penalties.html</loc>
		<lastmod>2022-05-30T22:34:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-another-mip-small-payment-institution-with-an-authorisation.-97-active-mips-on-board.html</loc>
		<lastmod>2022-06-01T08:49:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/additional-liability-in-vat-does-not-conform-with-the-european-union-law-ruling-given-by-cjeu/</loc>
		<lastmod>2023-03-23T21:30:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-sandboxdlt-blockchain-test-environment-by-knf.html</loc>
		<lastmod>2022-05-30T22:34:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-can-an-entity-applying-for-the-status-of-a-national-payment-institution-kip-introduce-changes-to-the-business-model-before-obtaining-authorization-granted-by-polish-financial-supervision-authority-pfsa-pl-knf.html</loc>
		<lastmod>2022-05-30T22:36:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/obligatory-excise-bands-on-liquids-for-electronic-cigarettes/</loc>
		<lastmod>2023-03-23T09:27:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/employment-law-basic-elements-of-the-compliance-policy-in-the-workplace.html</loc>
		<lastmod>2022-05-30T22:35:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/calculating-the-foreigners-6-month-working-period-based-on-the-declaration-of-intention-to-entrust-work.html</loc>
		<lastmod>2022-06-20T09:00:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-european-commissions-brochure-new-obligations-of-payment-services-providers.html</loc>
		<lastmod>2022-05-30T22:37:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/companies-and-corporate-law-transformation-of-a-limited-partnership-into-a-general-partnership-in-the-light-of-corporate-income-tax-cit.html</loc>
		<lastmod>2022-05-30T22:37:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-the-pfsa-office-uknf-in-the-form-of-an-agreement-for-the-provision-of-brokerage-services.html</loc>
		<lastmod>2022-05-30T22:37:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/no-more-contracts-for-specific-work-and-commission-contracts-that-are-not-subject-to-social-security-contributions/</loc>
		<lastmod>2023-03-23T09:20:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/full-vat-deduction-car-park-for-customers/</loc>
		<lastmod>2023-03-23T21:25:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/companies-and-corporate-law-new-rules-for-trading-in-shares-after-their-dematerialisation.html</loc>
		<lastmod>2022-05-30T22:37:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-amendments-to-aml-approaching-fas.html</loc>
		<lastmod>2022-05-30T22:38:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-knf-admonishes-the-banking-sector-in-the-context-of-strong-authentication-security-first.html</loc>
		<lastmod>2022-05-30T22:38:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/employment-law-criticism-of-the-employer-on-the-internet-and-the-possibility-of-terminating-the-employment-contract-without-notice-due-to-employees-fault.html</loc>
		<lastmod>2022-05-30T22:38:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/general-interpretation-changes-in-leasing-contract/</loc>
		<lastmod>2023-03-23T09:08:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-ebas-opinion-on-removing-obstacles-to-account-access-under-psd2.html</loc>
		<lastmod>2022-05-30T22:38:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/administrative-law-important-changes-in-the-decision-on-environmental-conditions.html</loc>
		<lastmod>2022-05-30T22:38:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-methodology-for-evaluation-of-members-of-bodies-in-entities-supervised-by-knf.html</loc>
		<lastmod>2022-05-30T22:39:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-obstacles-of-access-to-pis-and-ais-services-are-to-be-removed.html</loc>
		<lastmod>2022-05-30T22:39:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/gdpr-biometric-data-processing-court-ruling-eases-restrictive-approach-of-the-polish-supervisory-body.html</loc>
		<lastmod>2022-05-30T22:41:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/contracts-and-business-transactions-what-to-look-out-for-when-concluding-contracts-with-a-farmer.html</loc>
		<lastmod>2022-05-30T22:41:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/companies-and-corporate-law-liability-of-the-companys-management-board-member-for-tax-liabilities.html</loc>
		<lastmod>2022-05-30T22:42:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-cybersecurity-of-payment-services-letter-of-knf-chairman.html</loc>
		<lastmod>2022-05-30T22:42:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/polish-legal-rules-violate-principle-of-neutrality-cjeu-ruling/</loc>
		<lastmod>2023-03-23T09:17:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/labour-law-the-right-to-be-offline-new-challenges-in-working-in-the-realities-of-a-pandemic.html</loc>
		<lastmod>2022-05-30T22:42:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/employment-law-delivery-of-the-employers-statement-on-termination-of-the-employment-contract-with-notice-or-without-notice-period-during-a-pandemic.html</loc>
		<lastmod>2022-05-30T22:42:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/companies-and-corporate-law-grounds-for-exempting-members-of-the-management-board-of-a-subsidiary-from-liability-in-the-draft-amendment-to-the-code-of-commercial-companies.html</loc>
		<lastmod>2022-05-30T22:42:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/extension-of-reporting-periods/</loc>
		<lastmod>2023-03-23T09:04:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/real-estate-remote-work-from-abroad-in-the-times-of-covid-19.html</loc>
		<lastmod>2022-05-30T22:43:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-will-mip-status-be-more-challenging-to-obtain.html</loc>
		<lastmod>2022-05-30T22:44:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/taxes-mof-general-tax-ruling-on-fleet-cards.html</loc>
		<lastmod>2022-05-30T22:44:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/labour-law-employer-please-remember-the-extended-pre-retirement-protection-is-still-in-force-until-the-end-of-september-this-year.html</loc>
		<lastmod>2022-05-30T22:44:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/changes-in-the-accident-insurance-contributions-from-april-1-2021/</loc>
		<lastmod>2023-03-23T08:55:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/administrative-law-cjeu-judgment-concerning-a-taxi-ordering-application.html</loc>
		<lastmod>2022-05-30T22:44:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/multilateral-setoffs-of-reciprocal-claims-release-the-parties-from-applying-the-split-payment-mechanism/</loc>
		<lastmod>2023-03-23T08:59:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/litigation-and-arbitration-controversial-draft-changes-to-civil-procedure-will-closed-hearings-be-the-rule.html</loc>
		<lastmod>2022-05-30T22:44:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/litigation-and-arbitration-projected-changes-in-the-scope-of-holding-hearings-and-sessions-in-civil-cases.html</loc>
		<lastmod>2022-05-30T22:45:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/contribution-calculated-on-internet-and-conventional-advertisements/</loc>
		<lastmod>2023-03-23T08:53:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/gdpr-practical-guidance-for-responding-to-data-breaches.html</loc>
		<lastmod>2022-05-30T22:45:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/taxes-documentation-of-correcting-invoices-from-1.01.2021.html</loc>
		<lastmod>2022-05-30T22:45:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-the-campaign-was-launched-attention-cyber-fraudster.html</loc>
		<lastmod>2022-05-30T22:45:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/taxes-changes-in-vat-export-rules-from-1.01.2021.html</loc>
		<lastmod>2022-05-30T22:45:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/higher-penalties-for-fiscal-petty-offences/</loc>
		<lastmod>2023-03-23T08:51:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/real-estate-fiscal-representative-of-a-real-estate-company-in-poland.html</loc>
		<lastmod>2022-05-30T22:45:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/litigation-and-arbitration-deletion-of-the-debtor-from-the-land-and-mortgage-register-and-enforcement-from-real-estate-in-the-light-of-the-resolution-of-the-supreme-court-of-november-27-2020.html</loc>
		<lastmod>2022-05-30T22:46:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/labour-law-the-changes-expected-by-employers-are-coming-up-checks-of-employees-sobriety-by-employers-may-again-be-legal.html</loc>
		<lastmod>2022-05-30T22:46:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/labour-law-new-information-obligations-towards-zus-and-an-increase-in-the-minimum-wage-important-changes-in-the-labor-law-from-january-1-2021.html</loc>
		<lastmod>2022-05-30T22:46:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-national-payment-institutions-new-regulation-describing-license-motion-documents.html</loc>
		<lastmod>2022-05-30T22:46:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/real-estate-from-2021-flat-rate-rental-tax-also-for-entrepreneurs.html</loc>
		<lastmod>2022-05-30T22:46:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/tax-advisors-of-our-law-firm-inform-that-as-per-newest-supreme-court-ruling-not-everyone-will-pay-a-lower-tax-for-industrial-silos-elevators-or-tanks.html</loc>
		<lastmod>2022-05-30T22:47:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/gdpr-more-than-pln-1-mln-fine-imposed-for-failure-to-implement-adequate-technical-and-organizational-data-protection-measures.html</loc>
		<lastmod>2022-05-30T22:47:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/administrative-law-unconstitutionality-of-the-provisions-of-the-covid-regulation-introducing-restrictions-on-economic-activity.html</loc>
		<lastmod>2022-05-30T22:47:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/taxes-slim-vat-from-1-january-2021.html</loc>
		<lastmod>2022-05-30T22:53:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/concessions-licenses-and-permissions-final-knf-guidelines-on-cryptocurrency.html</loc>
		<lastmod>2022-05-30T22:53:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-the-end-of-the-common-market-for-payment-and-financial-services-from-the-uk.html</loc>
		<lastmod>2022-05-30T22:53:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/draft-amendment-from-14-december-2020-to-the-accounting-act/</loc>
		<lastmod>2023-03-23T08:48:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/companies-and-corporate-law-the-ukrainian-cfc-law-comes-into-force-later.-what-does-this-mean-for-ukrainian-business-in-poland.html</loc>
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	</url>
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		<lastmod>2022-05-30T22:54:02+00:00</lastmod>
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		<lastmod>2023-03-23T08:46:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/companies-and-corporate-law-the-eu-and-the-uk-have-a-brexit-deal.html</loc>
		<lastmod>2022-05-30T22:54:14+00:00</lastmod>
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		<lastmod>2022-05-30T22:54:20+00:00</lastmod>
	</url>
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		<loc>https://www.dudkowiak.com/blog/social-security-contributions-from-contracts-with-translators-still-questionable/</loc>
		<lastmod>2023-03-23T08:35:28+00:00</lastmod>
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	<url>
		<loc>https://www.dudkowiak.com/blog/companies-and-corporate-law-controlled-foreign-companies-and-business-in-poland-what-will-change-from-january-1-2021-for-residents-of-ukraine.html</loc>
		<lastmod>2022-05-30T22:55:37+00:00</lastmod>
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	<url>
		<loc>https://www.dudkowiak.com/blog/labour-law-remote-work-during-isolation-at-home.html</loc>
		<lastmod>2022-05-30T22:55:44+00:00</lastmod>
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	<url>
		<loc>https://www.dudkowiak.com/blog/taxes-estonian-cit-tax-base-and-rates.html</loc>
		<lastmod>2022-05-30T22:56:09+00:00</lastmod>
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		<lastmod>2022-05-30T22:56:23+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2022-05-30T22:56:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/taxes-estonian-cit-who-can-benefit.html</loc>
		<lastmod>2022-05-30T22:56:55+00:00</lastmod>
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		<lastmod>2022-05-30T22:57:02+00:00</lastmod>
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		<lastmod>2022-05-30T22:57:09+00:00</lastmod>
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	<url>
		<loc>https://www.dudkowiak.com/blog/obligatory-information-on-the-implemented-tax-strategy-for-the-greatest-cit-payers-as-early-as-from-2021/</loc>
		<lastmod>2023-03-23T08:33:33+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2022-05-30T22:57:22+00:00</lastmod>
	</url>
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		<lastmod>2022-05-30T22:57:30+00:00</lastmod>
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		<lastmod>2022-05-30T22:57:36+00:00</lastmod>
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		<lastmod>2023-03-23T08:31:07+00:00</lastmod>
	</url>
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		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-direct-carrier-billing-new-laws-in-the-making.html</loc>
		<lastmod>2022-05-30T22:57:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/real-estate-removal-of-discrepancies-in-the-land-and-mortgage-register-will-not-help-when-property-enforcement-is-pending.html</loc>
		<lastmod>2022-05-30T22:57:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-the-ministry-of-finance-plans-to-introduce-the-financial-information-system.html</loc>
		<lastmod>2022-05-30T22:58:48+00:00</lastmod>
	</url>
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		<loc>https://www.dudkowiak.com/blog/taxes-senate-work-on-cit-for-limited-partnerships.html</loc>
		<lastmod>2022-05-30T22:58:55+00:00</lastmod>
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		<loc>https://www.dudkowiak.com/blog/the-next-stage-of-introduction-of-the-employee-capital-plans-ppk-in-poland/</loc>
		<lastmod>2023-03-23T08:28:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/taxes-sugar-tax-from-1.01.2021.html</loc>
		<lastmod>2022-06-02T09:14:52+00:00</lastmod>
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	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-pln-62-million-fine-for-pko-bp-and-pekao-from-uokik.html</loc>
		<lastmod>2022-05-30T22:59:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/polish-government-is-planning-to-limit-tax-abolition-relief/</loc>
		<lastmod>2023-03-23T08:25:13+00:00</lastmod>
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	<url>
		<loc>https://www.dudkowiak.com/blog/taxes-granted-subsidy-in-framework-of-anti-crisis-shield-is-a-taxable-income-in-pit-and-cit.html</loc>
		<lastmod>2022-05-30T22:59:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-the-knf-pfsa-sets-requirements-for-robo-advisers.html</loc>
		<lastmod>2022-06-01T09:07:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/litigation-and-arbitration-compensation-in-a-criminal-trial-in-the-latest-jurisprudence-of-the-supreme-court.html</loc>
		<lastmod>2022-05-30T23:00:00+00:00</lastmod>
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	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-wearables-how-often-do-we-have-to-enter-a-pin.html</loc>
		<lastmod>2022-05-30T23:00:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/additional-instructions-simplified-invoices/</loc>
		<lastmod>2023-03-23T08:23:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/taxes-tp-adjustments-without-vat.html</loc>
		<lastmod>2022-05-30T23:00:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/real-estate-changes-in-the-rules-for-adopting-resolutions-of-the-housing-community-board.html</loc>
		<lastmod>2022-05-30T23:00:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/more-companies-will-take-advantage-of-the-preferential-cit-at-the-rate-of-9/</loc>
		<lastmod>2023-03-22T12:10:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/litigation-and-arbitration-expropriation-of-real-estate-under-a-contract-of-sale-and-the-amount-of-damages.html</loc>
		<lastmod>2022-05-30T23:00:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/gdpr-when-can-you-waive-the-requirement-of-information-obligation-commonly-known-as-a-gdpr-clause.html</loc>
		<lastmod>2022-05-30T23:00:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-major-incident-reporting-under-psd2-eba-consultations-until-14-december-2020.html</loc>
		<lastmod>2025-06-05T11:09:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-financial-action-task-force-report-on-the-most-common-irregularities-on-the-crypto-asset-market.html</loc>
		<lastmod>2022-05-30T23:00:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/informing-the-social-security-office-about-specific-task-contracts-a-new-obligation-for-the-companies/</loc>
		<lastmod>2023-03-22T12:07:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/taxes-receipt-with-nip-as-simplified-invoice-in-ministry-of-finance-explanations.html</loc>
		<lastmod>2022-05-30T23:01:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-eu-regulatory-package-on-crowdfunding-adopted.html</loc>
		<lastmod>2022-05-30T23:01:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/real-estate-commercial-lease-termination-due-to-the-covid-19-epidemic.html</loc>
		<lastmod>2022-05-30T23:01:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/administrative-law-simplifications-in-the-act-on-foreigners.html</loc>
		<lastmod>2022-05-30T23:01:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/the-ruling-passed-by-cjeu-extends-application-of-tax-relief-to-bad-debt-in-vat/</loc>
		<lastmod>2023-03-22T12:04:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-small-payment-institutions-and-international-transactions-knf-interpretation-after-2-years.html</loc>
		<lastmod>2022-05-30T23:01:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/taxes-general-tax-ruling-concerning-50-of-taxable-costs-for-authors.html</loc>
		<lastmod>2022-05-30T23:02:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/real-estate-building-income-tax-exemption-until-the-covid-19-epidemic-state-is-cancelled.html</loc>
		<lastmod>2022-05-30T23:02:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/real-estate-real-estate-company-in-the-amendment-to-the-cit-act.html</loc>
		<lastmod>2022-05-30T23:03:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/the-lack-of-registration-for-vat-does-not-deprive-you-of-the-right-to-deduct-tax-calculated-in-invoices-prior-to-registration/</loc>
		<lastmod>2023-03-22T12:01:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/taxes-new-jpk-v7-from-october.html</loc>
		<lastmod>2022-05-30T23:03:22+00:00</lastmod>
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		<loc>https://www.dudkowiak.com/blog/real-estate-extension-of-real-estate-tax-installments-under-the-covid-19-act.html</loc>
		<lastmod>2022-05-30T23:03:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-single-pin-entry-on-wearable-payment-devices-is-deemed-insufficient-as-an-element-of-strong-customer-authentication.html</loc>
		<lastmod>2022-05-30T23:03:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/administrative-law-draft-novel-to-the-cybersecurity-act.html</loc>
		<lastmod>2022-05-30T23:03:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/personal-data-protection-fingerprint-id-cards-coming-soon.html</loc>
		<lastmod>2022-05-30T23:03:55+00:00</lastmod>
	</url>
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		<loc>https://www.dudkowiak.com/blog/polish-government-is-going-to-impose-cit-tax-on-limited-partnerships/</loc>
		<lastmod>2023-03-22T11:57:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/personal-data-protection-new-guidelines-for-entrepreneurs-on-how-to-correctly-define-roles-in-the-processing-of-personal-data.html</loc>
		<lastmod>2022-05-30T23:04:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/mandatory-split-payment-mechanism-blocks-the-possibility-of-multilateral-setoffs-of-reciprocal-claims/</loc>
		<lastmod>2023-03-22T11:53:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-national-payment-institutions-kips-can-pay-the-pfsa-knf-supervision-costs-later.html</loc>
		<lastmod>2022-05-30T23:04:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/cit-on-financial-subsidy-within-the-scope-of-anti-crisis-shield/</loc>
		<lastmod>2023-03-22T11:35:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-token-your-payment-card-as-part-of-a-strong-authentication.html</loc>
		<lastmod>2022-05-30T23:04:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-knf-publikuje-kwoty-kosztow-nadzoru-dla-kip-emi-skok.html</loc>
		<lastmod>2022-05-30T23:04:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-a-group-of-bank-hackers-broke-up.html</loc>
		<lastmod>2022-05-30T23:04:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/the-new-jpk-file-is-already-available/</loc>
		<lastmod>2023-03-22T11:31:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/gdpr-another-penalty-for-violation-of-the-gdpr-regulations-for-the-warsaw-school-of-life-sciences-sggw.html</loc>
		<lastmod>2022-06-01T11:13:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/taxes-property-tax-rates-in-2021.html</loc>
		<lastmod>2022-05-30T23:04:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/taxes-draft-amendments-to-the-pit-and-cit-laws-cit-taxation-of-a-limited-partnership-and-abolition-of-the-abolition-allowance.html</loc>
		<lastmod>2022-06-02T09:07:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/contracts-and-business-transactions-poland.-business-harbor-relocation-to-poland-for-it-specialists-from-belarus.html</loc>
		<lastmod>2022-05-30T23:05:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/real-estate-amendment-to-the-construction-law-easier-reconstruction-of-commercial-buildings.html</loc>
		<lastmod>2022-05-30T23:05:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/the-planned-changes-to-the-water-law-shall-increase-the-number-of-rain-tax-payers/</loc>
		<lastmod>2023-03-22T11:25:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/taxes-cit-for-general-partnerships-and-limited-partnerships.html</loc>
		<lastmod>2022-05-30T23:05:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/gdpr-management-board-members-should-be-informed-about-the-processing-of-their-personal-data.html</loc>
		<lastmod>2022-05-30T23:05:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-pci-council-confirms-pin-authorization-to-be-allowed-on-soft-pos-in-2021.html</loc>
		<lastmod>2022-05-30T23:05:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/taxes-subsidy-from-pfr-under-the-financial-shield-and-cit-and-pit.html</loc>
		<lastmod>2022-06-02T09:14:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/slim-vat-simplification-plans-in-the-field-of-vat-settlements/</loc>
		<lastmod>2023-03-22T11:21:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/taxes-motorway-no-more-tolls-at-the-gates.html</loc>
		<lastmod>2022-06-02T09:11:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-polish-fsa-about-brexit-in-the-financial-market-context.html</loc>
		<lastmod>2022-06-01T09:03:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/taxes-purchase-of-land-with-a-shelter-or-a-shelter-with-soil-vat-considerations.html</loc>
		<lastmod>2022-06-02T09:11:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/corporate-law-supervisory-board-of-a-limited-liability-company-in-the-light-of-the-proposed-amendment-to-the-commercial-companies-code.html</loc>
		<lastmod>2022-06-01T10:34:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/personal-data-protection-the-employer-must-have-permission-to-use-the-employees-private-contact-details.html</loc>
		<lastmod>2022-06-02T07:51:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/corporate-law-management-board-of-a-limited-liability-company-in-the-light-of-the-proposed-amendment-to-the-commercial-companies-code.html</loc>
		<lastmod>2022-06-01T10:34:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/taxes-tax-authorities-may-not-unduly-suspend-tax-limitation-periods.html</loc>
		<lastmod>2022-06-02T09:15:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-the-knf-office-warns-against-cryptovalent-stretching.html</loc>
		<lastmod>2022-06-01T09:20:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/corporate-law-group-of-companies-in-the-light-of-the-proposed-amendment-to-the-commercial-companies-code.html</loc>
		<lastmod>2022-06-01T10:33:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/taxes-the-call-off-stock-magazine-in-the-polish-vat-act.html</loc>
		<lastmod>2022-06-02T09:15:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/personal-data-protection-phishing-the-nightmare-of-the-polish-internet-in-2019.html</loc>
		<lastmod>2022-06-02T07:51:18+00:00</lastmod>
	</url>
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		<loc>https://www.dudkowiak.com/blog/personal-data-protection-poppd-punishes-entrepreneurs-for-lack-of-cooperation.html</loc>
		<lastmod>2022-06-02T07:51:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-new-knf-draft-guidelines-on-cryptocurrency.html</loc>
		<lastmod>2022-06-01T09:00:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/taxes-mdr-changes-from-july-1-2020-and-new-reporting-dates-in-relation-to-covid-19.html</loc>
		<lastmod>2022-06-02T09:11:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/real-estate-free-acquisition-of-real-estate-in-poland-by-uk-citizens-only-until-the-end-of-the-year.html</loc>
		<lastmod>2022-06-02T08:34:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-the-knf-pfsa-office-has-set-up-a-working-group-on-the-physical-security-of-the-banking-sector-and-atm-equipment.html</loc>
		<lastmod>2022-06-01T09:06:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/contracts-and-business-transactions-amendment-to-the-civil-code-changes-to-the-provisions-on-exploitation.html</loc>
		<lastmod>2022-06-01T10:28:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/taxes-the-netflix-tax-has-already-come-into-force.html</loc>
		<lastmod>2022-06-02T09:15:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/gdpr-youre-transferring-personal-data-to-the-us-the-privacy-shield-is-no-longer-a-legal-basis-for-transfer.html</loc>
		<lastmod>2022-05-31T22:49:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/entrepreneurs-shield-4.0-a-changes-in-public-procurement.html</loc>
		<lastmod>2022-05-31T22:50:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/entrepreneurs-crbo-malfunction-what-about-the-deadline-of-july-13-2020-for-filing-the-application.html</loc>
		<lastmod>2022-05-31T22:50:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/debt-collection-shield-4.0-simplified-restructuring-procedure.html</loc>
		<lastmod>2022-05-31T22:50:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/taxes-shield-4.0-a-certificate-of-residence-and-transfer-prices.html</loc>
		<lastmod>2022-05-31T22:50:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/real-estate-protection-of-consumer-rights-in-construction-works-contracts.html</loc>
		<lastmod>2022-05-31T22:50:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/taxes-shield-4.0-in-income-taxes.html</loc>
		<lastmod>2022-05-31T22:50:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/contracts-and-business-transactions-shield-4.0-a-changes-in-the-ban-on-competing-activities.html</loc>
		<lastmod>2022-05-31T22:51:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-aml/cft-is-e-learning-enough-to-comply-with-training-obligations.html</loc>
		<lastmod>2022-05-31T22:51:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-knf-joins-the-fight-against-fakenews-in-the-financial-market.html</loc>
		<lastmod>2022-05-31T22:51:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-big-aml-changes-ahead.html</loc>
		<lastmod>2022-05-31T22:51:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/gdpr-control-of-processors-by-administrators-practical-tips.html</loc>
		<lastmod>2022-06-01T11:15:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/taxes-the-cooperation-agreement-enters-into-force-already-on-july-1-2020.html</loc>
		<lastmod>2022-05-31T22:51:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/entrepreneurs-working-capital-grants-for-medium-sized-enterprises-from-the-polish-agency-for-enterprise-development-parp.html</loc>
		<lastmod>2022-05-31T22:52:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-knf-guidelines-data-required-by-banks-from-payment-services-providers.html</loc>
		<lastmod>2022-05-31T22:52:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/taxes-new-matrix-of-rates-and-wis-in-vat-already-from-july-1-2020.html</loc>
		<lastmod>2022-06-02T09:11:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/real-estate-the-supreme-court-confirms-the-bondholders-right-to-seek-satisfaction-from-the-mortgage-omitting-the-mortgage-administrator.html</loc>
		<lastmod>2022-05-31T22:52:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-virtual-cash-register-regulations-from-june-1-2020.html</loc>
		<lastmod>2022-05-31T22:52:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/intellectual-property-proceedings-in-intellectual-property-cases.-new-regulations.html</loc>
		<lastmod>2022-05-31T22:52:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/entrepreneurs-shield-4.0-changes-in-public-procurement.html</loc>
		<lastmod>2022-05-31T22:53:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-the-polish-financial-supervision-authority-knf-is-switching-to-e-proceedings-mode.html</loc>
		<lastmod>2022-05-31T22:54:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-aml-customer-definition-extended.html</loc>
		<lastmod>2022-05-31T22:54:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/taxes-cash-registers-in-the-form-of-software.html</loc>
		<lastmod>2022-05-31T22:54:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/90-of-non-cash-payments-in-poland-are-made-in-a-similar-way-according-to-the-mastercard-survey.html</loc>
		<lastmod>2025-06-05T10:35:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/contracts-and-business-transactions-invalidity-of-the-transfer-of-ownership-to-secure-residential-property-art.-3871-c.c.html</loc>
		<lastmod>2022-06-01T10:30:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/taxes-a-tax-retreat-from-innovation-support.html</loc>
		<lastmod>2022-05-31T22:55:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/entrepreneurs-basic-assumptions-of-the-anti-crisis-shield-3.0.html</loc>
		<lastmod>2022-05-31T22:56:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/payment-services-electronic-invoices-to-arrive-in-2021.html</loc>
		<lastmod>2022-05-31T22:56:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/mandatory-stocks-dematerialisation.html</loc>
		<lastmod>2022-05-31T22:56:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/litigation-as-of-may-24-2020-the-process-dates-have-resumed.html</loc>
		<lastmod>2022-05-31T22:56:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/payment-services-anti-crisis-shield-and-obligations-of-payment-service-providers-towards-nbp-and-knf.html</loc>
		<lastmod>2022-05-31T22:56:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/corporate-law-changes-in-the-compulsory-dematerialisation-of-shares-introduced-by-the-anti-crisis-shield-3.0-regulations.html</loc>
		<lastmod>2022-05-31T22:56:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/taxes-the-use-of-a-passenger-car-in-business-activities-as-explained-by-the-minister-of-finance.html</loc>
		<lastmod>2022-05-31T22:57:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/payment-services-online-fiscal-cash-registers-will-be-introduced-but-later.html</loc>
		<lastmod>2022-05-31T22:57:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-electronic-receipt-almost-as-good-as-paper-ones.html</loc>
		<lastmod>2022-05-31T22:57:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/personal-data-protection-the-problem-of-measuring-the-temperature-of-employees-is-still-unresolved.html</loc>
		<lastmod>2022-05-31T22:57:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/payment-services-reporting-deadlines-to-ncr-for-payment-service-providers-extended.html</loc>
		<lastmod>2022-05-31T22:57:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/taxes-withholding-tax-for-the-benefit-of-a-polish-residents-tax-office.html</loc>
		<lastmod>2022-05-31T22:57:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/entrepreneurs-financial-shield-of-the-polish-development-fund.-basic-conditions-for-obtaining-support-for-micro-small-and-medium-sized-enterprises.html</loc>
		<lastmod>2022-05-31T22:58:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-penal-liability-for-usury-under-the-shield-30.html</loc>
		<lastmod>2022-05-31T22:58:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/taxes-covid-19-v.-taxes-update.html</loc>
		<lastmod>2022-06-02T09:07:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-temporary-trusted-profile-the-ministrys-reaction-covid-19.html</loc>
		<lastmod>2022-05-31T23:01:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-covid-19-and-the-consumer-market-results-of-research.html</loc>
		<lastmod>2022-05-31T23:01:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/litigation-and-arbitration-shield-3.0-further-developments-in-court-proceedings.html</loc>
		<lastmod>2022-05-31T23:01:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/corporate-law-call-to-stockholders-to-submit-share-documents-in-connection-with-the-dematerialization.html</loc>
		<lastmod>2022-05-31T23:02:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/taxes-fiscal-investigations-and-controls-a-covid-19.html</loc>
		<lastmod>2022-05-31T23:02:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/labour-law-temporary-employment-agencies-and-their-employees-without-support-in-times-of-pandemic.html</loc>
		<lastmod>2022-05-31T23:02:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/corporate-law-mandatory-shares-dematerialization-in-poland.html</loc>
		<lastmod>2022-05-31T23:02:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-cloud-computing-data-processing-knf-moves-the-deadline-because-of-covid-19.html</loc>
		<lastmod>2022-05-31T23:02:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/taxes-changes-to-pit-in-relation-to-covid-19.html</loc>
		<lastmod>2022-05-31T23:02:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-deadlines-for-quarterly-reports-to-the-nbp-slightly-extended.html</loc>
		<lastmod>2022-05-31T23:03:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/real-estate-additional-protection-for-tenants-of-residential-premises-under-the-anti-crisis-shield.html</loc>
		<lastmod>2022-05-31T23:03:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/entrepreneurs-shield-2.0-hold-the-run-for-bankruptcy-petition.html</loc>
		<lastmod>2022-06-01T10:59:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/companies-and-corporate-law-rules-of-participation-in-the-shareholders-meetings-of-sp.-from-the-o.-o.-using-electronic-means-of-communication-in-the-light-of-the-new-legislative-solutions-adopted-on-march-31-2020.html</loc>
		<lastmod>2024-02-12T09:12:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/taxes-changes-in-vat-and-property-tax-related-to-covid-19.html</loc>
		<lastmod>2022-05-31T23:03:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/payment-services-reporting-deadlines-for-payment-service-providers-extended-in-connection-with-covid-19-but-not-all-yet.html</loc>
		<lastmod>2022-05-31T23:03:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/companies-and-corporate-law-obligatory-dematerialization-of-stocks-the-situation-with-covid-19-did-not-affect-the-deadlines.html</loc>
		<lastmod>2022-05-31T23:03:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/pin-on-mobile-technology-pilot-implemented-in-poland.html</loc>
		<lastmod>2022-05-31T23:04:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-quarterly-provider-reports-to-the-nbp-and-the-anti-crisis-shield.html</loc>
		<lastmod>2022-05-31T23:04:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/taxes-changes-in-tax-related-deadlines-a-covid-19.html</loc>
		<lastmod>2022-05-31T23:04:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/entrepreneurs-anti-crisis-shield-labor-law.html</loc>
		<lastmod>2022-05-31T23:04:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/contracts-and-business-transactions-rules-for-exemption-from-rent-and-other-charges-of-shopping-center-tenants-under-the-anti-crisis-shield.html</loc>
		<lastmod>2022-05-31T23:05:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/litigation-interruption-of-deadlines-for-the-duration-of-the-covid-19-epidemic.html</loc>
		<lastmod>2022-05-31T23:05:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/employment-law-new-restrictions-for-employers-starting-april-2nd.html</loc>
		<lastmod>2022-05-31T23:05:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/contracts-and-business-transactions-contractual-penalty-in-case-of-withdrawal-from-the-contract.html</loc>
		<lastmod>2022-05-31T23:05:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-uknf-is-moving-forward-with-relief-for-entities-supervised-in-connection-with-sars-cov-2.html</loc>
		<lastmod>2022-05-31T23:05:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/migration-law-the-new-bill-provides-for-the-automatic-extension-of-the-right-of-residence-for-foreigners-in-poland-in-connection-with-covid-19.html</loc>
		<lastmod>2022-05-31T23:05:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/banking-and-payment-services-covid-19-special-act-significant-changes-on-the-consumer-loans-market.html</loc>
		<lastmod>2022-05-31T23:05:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/entrepreneurs-does-combating-the-covid-19-epidemic-allow-public-authorities-to-interfere-in-the-operation-of-private-companies.html</loc>
		<lastmod>2022-05-31T23:05:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/entrepreneurs-whether-a-private-company-can-provide-critical-infrastructure-to-ensure-public-security-in-the-face-of-the-covid-19-epidemic.html</loc>
		<lastmod>2022-05-31T23:06:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/data-protection-puodo-penalty-for-the-school-for-processing-students-biometric-data.html</loc>
		<lastmod>2022-05-31T23:06:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/100-pln-limit-for-visa-contactless-payments.html</loc>
		<lastmod>2022-05-31T14:17:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/entrepreneurs-anti-crisis-shield-preliminary-assumptions.html</loc>
		<lastmod>2022-05-31T23:06:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/storage-services-of-financial-instruments-in-dematerialized-form-with-23-vat.html</loc>
		<lastmod>2022-05-31T23:06:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/m-i-a-zelmer-will-remain-on-market-as-well-as-in-polish-households-b-i-b-represented-by-dkp-acquires-the-brand-from-bsh-group.-eurogama-sp.-z.o.o.-will-be-the-exclusive-distributor-in-poland.html</loc>
		<lastmod>2022-06-02T07:39:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/entrepreneurs-the-project-of-changes-in-the-special-law-on-the-covid-19-providing-facilitation-for-employers.html</loc>
		<lastmod>2022-05-31T23:07:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/coronavirus-as-a-challenge-for-labour-law-in-poland.html</loc>
		<lastmod>2022-05-31T23:07:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.dudkowiak.com/blog/administrative-law-new-regulations-regarding-the-conditions-of-connection-to-the-water-and-sewage-system.html</loc>
		<lastmod>2022-05-31T14:28:31+00:00</lastmod>
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		<lastmod>2022-05-31T14:51:42+00:00</lastmod>
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		<lastmod>2022-05-31T23:08:35+00:00</lastmod>
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		<lastmod>2022-05-31T23:08:49+00:00</lastmod>
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		<lastmod>2022-05-31T23:09:01+00:00</lastmod>
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		<lastmod>2022-05-31T23:09:08+00:00</lastmod>
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		<lastmod>2022-05-31T23:09:16+00:00</lastmod>
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		<lastmod>2022-05-31T23:09:22+00:00</lastmod>
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		<lastmod>2022-06-01T11:10:00+00:00</lastmod>
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		<lastmod>2022-05-31T14:42:20+00:00</lastmod>
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		<lastmod>2022-05-31T23:12:15+00:00</lastmod>
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		<lastmod>2022-06-02T07:56:28+00:00</lastmod>
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		<lastmod>2022-05-31T23:13:32+00:00</lastmod>
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