Dudkowiak & Putyra

Real estate agents under the AMLR from 10 July 2027: verification of both buyer and seller

Wojtek Dudkowiak — Fri, 06 Nov 2026 11:04:07 +0000

Real estate agents are already obligated institutions within the meaning of the Polish Act of 1 March 2018 on Counteracting Money Laundering and Terrorist Financing (the AML Act) (Article 2(1)(18)) and will remain obliged entities under Article 3, point (3)(d) of Regulation (EU) 2024/1624 (the AMLR). What will change is who must be verified and […]

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Shelters and temporary shelter sites in buildings – obligations of owners and managers under the Civil Protection and Civil Defence Act

Wojtek Dudkowiak — Thu, 05 Nov 2026 12:26:43 +0000

The State Fire Service and the Ministry of the Interior and Administration have launched the “Gdzie się ukryć PL” (“Where to Shelter PL”) app, which identifies more than 88,000 shelter points for approx. 24 million people – including in private office buildings, shopping centres, hotels and residential buildings. We explain when a private property may […]

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Yacht sales from EUR 7 500 000 under the AMLR from 10 July 2027: GIIF reports and new obligations for shipyards, dealers and brokers

Wojtek Dudkowiak — Wed, 04 Nov 2026 10:17:34 +0000

From 10 July 2027, persons who trade, as a regular or principal professional activity, in watercraft priced above EUR 7 500 000 EUR will become obliged entities under Regulation (EU) 2024/1624 (the AMLR) (Article 3, point (3)(f)). The sale of such a vessel for non-commercial purposes will have to be reported to the General Inspector […]

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Over PLN 102 billion for civil protection: what does the OLiOC Programme 2027–2031 mean for businesses?

Wojtek Dudkowiak — Mon, 02 Nov 2026 10:10:45 +0000

The Polish government has adopted the Civil Protection and Civil Defence Programme for 2027–2031 (the OLiOC Programme). Over five years, more than PLN 102 billion is to be allocated to civil protection and civil defence, and the largest share of these funds will go to protective infrastructure – shelters, refuges, temporary shelter sites, warehouses and […]

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Records of trade in strategic goods: new regulation from 23 October 2026. What must exporters change?

Wojtek Dudkowiak — Fri, 30 Oct 2026 10:26:53 +0000

On 23 October 2026, a new regulation of the Minister of Finance and Economy on records of trade in goods of strategic importance entered into force. New templates of applications and authorisations took effect on the same day, and a regulation specifying the scope of information to be provided under general authorisations was published in […]

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Galleries, auction houses and antique dealers under the AMLR from 10 July 2027: a new definition of cultural goods and supplier verification

Wojtek Dudkowiak — Fri, 23 Oct 2026 10:12:49 +0000

Art galleries, auction houses, antique dealers and art dealers are already obligated institutions under the Polish Act of 1 March 2018 on Counteracting Money Laundering and Terrorist Financing (the AML Act) (Article 2(1)(24a)). From 10 July 2027, they will be obliged entities under Article 3, point (3)(i) of Regulation (EU) 2024/1624 (the AMLR), but the […]

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PSD3 and PSR: EU Council publishes final texts. When will the new rules apply?

Wojtek Dudkowiak — Thu, 22 Oct 2026 10:07:07 +0000

On 21 October 2026, the Council of the EU made available the texts of its position at first reading on the Payment Services Directive (PSD3) and the Payment Services Regulation (PSR). These are the legally and linguistically revised versions of the compromise endorsed by the Committee of Permanent Representatives of the Member States to the […]

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Short-term rentals in Poland: registration, fines up to PLN 50,000 and bans from 2028. What has the Sejm passed?

Wojtek Dudkowiak — Thu, 22 Oct 2026 09:12:11 +0000

The Polish government has proposed further restrictions on short-term rentals. Municipalities would be able to create areas where the activity is restricted or prohibited, and housing communities and cooperatives could ban short-term rentals in individual buildings. These proposals were added to the government bill as an amendment, and the Sejm passed the bill on 8 […]

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1,569 new EU sanctions listings: what should component suppliers and distributors check?

Wojtek Dudkowiak — Tue, 20 Oct 2026 11:57:28 +0000

On 12 October 2026, the Council of the EU added 826 Russian defense-industry companies and 743 individuals serving as their CEOs to the EU sanctions list. It is the largest single set of listings in the history of EU sanctions against Russia. For businesses trading in electronics, optics, communication equipment or aviation components, this means […]

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UKNF recommendations on SaaS security: what should financial institutions check?

Wojtek Dudkowiak — Mon, 19 Oct 2026 12:38:01 +0000

Recent attacks on Polish cloud software providers and disclosed incidents of security breaches of data processed by them have demonstrated how heavily the security of financial institutions depends on third-party providers. In response, on October 5, 2026, the Polish Financial Supervision Authority (UKNF) published recommendations on reviewing the security of SaaS (Software as a Service) services […]

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