Immigration law

New KNF Guidelines on interest rate risk

On May 24th, 2021 Polish regulator Financial Supervision Authority (KNF) published guidelines on the interest rate risk. The KNF publication aims to present to a wide group of customers of financial institutions, who are unfamiliar with financial mathematics and interest rate risk, the basic information on these areas needed to properly understand the structure of loans and deposits.

According to KNF, after familiarizing with the guidelines, the reader will gain knowledge on how to compare various loan and deposit offers, determine the actual annual interest rate (APR or RRSO), as well calculate how the interest rate changes the amount of the loan installment.

The publication is available on KNF’s website:

https://www.knf.gov.pl/knf/pl/komponenty/img/Ryzyko_stopy_procentowej_dla_klientow_instytucji_finansowych_73575.pdf

Author team leader DKP Legal Piotr Putyra
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